Huma Finance - Real Yield Meets Real Utility
@Huma Finance 🟣 is building the first PayFi network - a protocol that merges real-time stablecoin payments with income-backed lending. Instead of borrowing against crypto collateral, users borrow against future cash flows like salaries, invoices, or receivables
This unlocks credit for freelancers, SMBs, and on-chain workers who typically lack access to traditional finance.
➡️ Powered by a unique Time Value of Money (TVM) model
➡️ LPs earn real yield from payment flows + $HUMA rewards
➡️ On-chain risk scoring, origination, and repayments - all automated
➡️ Backed by Circle, Galaxy, and Solana Foundation
Huma isn’t just DeFi - it’s a real financial layer for Web3 and beyond