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“Goodbye, Circle?” Wall Street Banks Plan Stablecoin – Hayes Warns of Market Shake-Up
Crypto veteran Arthur Hayes isn’t holding back — according to him, Circle, the company behind the stablecoin USDC, may be facing a serious threat. The reason? A group of Wall Street’s biggest banks is reportedly considering a joint stablecoin initiative. And it’s all unfolding just as the GENIUS Act — key U.S. stablecoin legislation — moves through the Senate.
“Goodbye, Circle. Thanks for playing,” Hayes wrote with a touch of irony, suggesting that USDC’s dominance may soon come to an end.
🔹 Wall Street Giants Eye a Stablecoin of Their Own
According to The Wall Street Journal, banking heavyweights like JPMorgan Chase, Wells Fargo, Bank of America, and Citigroup are exploring the idea of launching a jointly-backed U.S. dollar stablecoin. Their plans appear to be accelerating now that the GENIUS Act is gaining traction in Congress.
Meanwhile, Circle is facing some pressure — the USDC peg has recently slipped slightly to $0.9987 — and major banks are sensing a golden opportunity in the fast-growing stablecoin market.
🔹 Circle in Sale Talks? Ripple and Coinbase in the Mix
Interestingly, Circle may already be seeking a way out. Behind the scenes, it is reportedly in talks with Ripple and Coinbase about a potential acquisition. What’s most valuable to them? Circle’s user base, its deep integration into DeFi applications, and the vast on-chain liquidity behind USDC.
Hayes and other analysts agree: the true value of USDC lies not just in its 1:1 peg to the dollar, but in its central role in decentralized finance.
🔹 Why Now? For Banks, It’s a Now-or-Never Moment
Wall Street sees digital currencies as both a threat and an opportunity. If banks don’t adapt, they risk losing ground in payments and deposits — two areas already being disrupted by big tech and crypto players. Meanwhile, French bank Société Générale is preparing to launch its own U.S. dollar-backed stablecoin on Ethereum.
The GENIUS Act could be a turning point. If passed, it would give both banks and licensed non-bank entities the green light to issue stablecoins — while restricting public companies outside the financial sector.
🔹 A New Era of Payments?
A stablecoin backed by major banks could revolutionize fast, low-cost cross-border payments, allowing traditional institutions to reclaim control over digital financial flows — territory that crypto firms have dominated in recent years.
The only question now: Can Circle survive the storm, or are we truly about to hear a final “Bye bye, Circle”?
#Circle , #USDC , #stablecoin , #ArthurHayes , #defi
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Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
“Goodbye, Circle. Thanks for playing,” Hayes wrote with a touch of irony, suggesting that USDC’s dominance may soon come to an end.
🔹 Wall Street Giants Eye a Stablecoin of Their Own
According to The Wall Street Journal, banking heavyweights like JPMorgan Chase, Wells Fargo, Bank of America, and Citigroup are exploring the idea of launching a jointly-backed U.S. dollar stablecoin. Their plans appear to be accelerating now that the GENIUS Act is gaining traction in Congress.
Meanwhile, Circle is facing some pressure — the USDC peg has recently slipped slightly to $0.9987 — and major banks are sensing a golden opportunity in the fast-growing stablecoin market.
🔹 Circle in Sale Talks? Ripple and Coinbase in the Mix
Interestingly, Circle may already be seeking a way out. Behind the scenes, it is reportedly in talks with Ripple and Coinbase about a potential acquisition. What’s most valuable to them? Circle’s user base, its deep integration into DeFi applications, and the vast on-chain liquidity behind USDC.
Hayes and other analysts agree: the true value of USDC lies not just in its 1:1 peg to the dollar, but in its central role in decentralized finance.
🔹 Why Now? For Banks, It’s a Now-or-Never Moment
Wall Street sees digital currencies as both a threat and an opportunity. If banks don’t adapt, they risk losing ground in payments and deposits — two areas already being disrupted by big tech and crypto players. Meanwhile, French bank Société Générale is preparing to launch its own U.S. dollar-backed stablecoin on Ethereum.
The GENIUS Act could be a turning point. If passed, it would give both banks and licensed non-bank entities the green light to issue stablecoins — while restricting public companies outside the financial sector.
🔹 A New Era of Payments?
A stablecoin backed by major banks could revolutionize fast, low-cost cross-border payments, allowing traditional institutions to reclaim control over digital financial flows — territory that crypto firms have dominated in recent years.
The only question now: Can Circle survive the storm, or are we truly about to hear a final “Bye bye, Circle”?
#Circle , #USDC , #stablecoin , #ArthurHayes , #defi
Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“
Feed-Creator-3e0b4ea48:
secondly, we allready have a crosborder payment system at home. we all know by now.
no amount of PR and cover up will help them after the banks overkooked it. again.
🚨 Circle’s USDC At Risk Per Arthur Hayes As Big Banks Explore Joint Stablecoin Venture
Major Wall Street banks are reportedly exploring a collaborative stablecoin initiative as the GENIUS Act advances toward passage in the U.S. Senate.
Crypto veteran Arthur Hayes sees this as a significant challenge to existing market leaders like Circle (USDC) and Tether (USDT). Reflecting on the development, Hayes remarked, “Bye bye Circle. Thanks for playing.”
The latest WSJ report notes that top Wall Street banking giants like Wells Fargo, Bank of America, JPMorgan Chase, and Citigroup, as evaluating a joint collaboration for a stablecoin project.
As the GENIUS Act proceeds to the US Senate vote, commercial banks are already preparing for the next big opportunity in the stablecoin market.
These developments have sent jitters, especially to Circle’s USDC, which saw its dollar-peg fumble a bit, while slipping to $0.9987 earlier today.
ETH Store President Nater Geraci pointed out how banks switched from cursing stablecoin by calling crypto a scam, to now working on them.
Crypto veterans like Arthur Hayes believe that the big banks could threaten USDC’s existence with the stablecoin project.
Interestingly, this development comes just at a time when Circle is reportedly in discussions with Ripple and Coinbase for a potential sale.
Market analysts believe that big fish are focusing on this acquisition Circle’s user base, on-chain application integrations, and extensive liquidity.
The true value of USDC lies entirely in its on-chain presence in the decentralized finance (DeFi) sector.
Interestingly, the Circle Payments Mainnet went live earlier this week, after launching last month, as a competitor to the Ripple Payments network.
#Circle #USDC #ArthurHayes #Stablecoins
Major Wall Street banks are reportedly exploring a collaborative stablecoin initiative as the GENIUS Act advances toward passage in the U.S. Senate.
Crypto veteran Arthur Hayes sees this as a significant challenge to existing market leaders like Circle (USDC) and Tether (USDT). Reflecting on the development, Hayes remarked, “Bye bye Circle. Thanks for playing.”
The latest WSJ report notes that top Wall Street banking giants like Wells Fargo, Bank of America, JPMorgan Chase, and Citigroup, as evaluating a joint collaboration for a stablecoin project.
As the GENIUS Act proceeds to the US Senate vote, commercial banks are already preparing for the next big opportunity in the stablecoin market.
These developments have sent jitters, especially to Circle’s USDC, which saw its dollar-peg fumble a bit, while slipping to $0.9987 earlier today.
ETH Store President Nater Geraci pointed out how banks switched from cursing stablecoin by calling crypto a scam, to now working on them.
Crypto veterans like Arthur Hayes believe that the big banks could threaten USDC’s existence with the stablecoin project.
Interestingly, this development comes just at a time when Circle is reportedly in discussions with Ripple and Coinbase for a potential sale.
Market analysts believe that big fish are focusing on this acquisition Circle’s user base, on-chain application integrations, and extensive liquidity.
The true value of USDC lies entirely in its on-chain presence in the decentralized finance (DeFi) sector.
Interestingly, the Circle Payments Mainnet went live earlier this week, after launching last month, as a competitor to the Ripple Payments network.
#Circle #USDC #ArthurHayes #Stablecoins
Wow! 🚀 Ripple has reportedly doubled its bid to a massive $11 BILLION to acquire Circle ($USDC stablecoin creator), and now Coinbase is jumping into the ring too! This could be the biggest crypto acquisition since FTX. Ripple's deep pockets ($10.72B in XRP + $87.25B in escrow) give it serious leverage.
Who do you think will win this bidding war for Circle's $61B market cap USDC? Let us know below! #CryptoNews #Ripple #Coinbase #Circle #USDC
Who do you think will win this bidding war for Circle's $61B market cap USDC? Let us know below! #CryptoNews #Ripple #Coinbase #Circle #USDC
Coinpedia
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Ripple Doubles Its Bid to $11B to Acquire Circle — but Coinbase Wants in Too!
The post Ripple Doubles Its Bid to $11B to Acquire Circle — But Coinbase Wants In Too! appeared first on Coinpedia Fintech News
Rumors are flying in the crypto world, and they’re hard to ignore. Ripple is said to have raised its bid to acquire Circle, the company behind the USDC stablecoin, from $5 billion to a stunning $11 billion.
While neither side has confirmed anything yet, the news has sparked big questions: Is Ripple making a genius move, or is this a sign of desperation?
Why Is Ripple Chasing Circle?
Just last month, Ripple reportedly made a $4–5 billion offer to Circle, which was turned down. Now, as competition heats up, particularly with Coinbase possibly entering the race in acquiring Circle, Ripple may have raised its offer to a massive $11 billion.
If true, this could be one of the boldest acquisition attempts the crypto world has seen since the fall of FTX.
There are a few reasons why this deal suddenly became a big deal. One is the Circle’s stablecoin USDC, with a $61 billion market cap, which is seen as a golden asset in the crypto space.
On the top of that U.S. regulations under Trump have improved as its going to hold Crypto Dinner for the top 220 holders of the TRUMP meme coin.
Ripple’s Wallet Is Deep
According to Ripple’s Q1 2025 Markets Report, the company holds a huge amount of XRP, about 4.56 billion XRP worth $10.72 billion in its blockchain addresses. It also has 37.13 billion XRP locked in escrow, valued at a whopping $87.25 billion. With that kind of reserve, Ripple has the financial muscle to make big moves like this.
Some experts, like angel investor Paul Barron, believe Ripple has the upper hand over Coinbase in this race.
BREAKING: @Ripple and @coinbase now in bidding war for @circle – Sources say @ripple has the upper hand at a 9-11 Billion price tag. #XRP #USDC #CRYPTO Who do you think wins this bidding war?
— PaulBarron (@paulbarron) May 19, 2025
He mentioned that Ripple may be pushing its bid to anywhere between $9 billion and $11 billion, hoping to stay ahead.
What About Coinbase?
Ripple isn’t the only one interested. Coinbase is also in the race and has strong financial power, too. It reported $8 billion in cash in Q1 2025. And since Coinbase is a public company, it can raise even more money from investors if needed.
This gives Coinbase some flexibility. It could use a mix of cash and stock to try and outbid Ripple.
Is Circle Even for Sale?
Here’s where things get interesting: Circle hasn’t confirmed any interest in selling. In fact, the company has been clear that it’s focused on long-term goals, including a planned IPO. It also has support from giants like JPMorgan and Citi, giving it confidence and leverage in any negotiations.
Circle may be simply entertaining offers to boost its value or gain strategic insight from rivals.
Rumors are flying in the crypto world, and they’re hard to ignore. Ripple is said to have raised its bid to acquire Circle, the company behind the USDC stablecoin, from $5 billion to a stunning $11 billion.
While neither side has confirmed anything yet, the news has sparked big questions: Is Ripple making a genius move, or is this a sign of desperation?
Why Is Ripple Chasing Circle?
Just last month, Ripple reportedly made a $4–5 billion offer to Circle, which was turned down. Now, as competition heats up, particularly with Coinbase possibly entering the race in acquiring Circle, Ripple may have raised its offer to a massive $11 billion.
If true, this could be one of the boldest acquisition attempts the crypto world has seen since the fall of FTX.
There are a few reasons why this deal suddenly became a big deal. One is the Circle’s stablecoin USDC, with a $61 billion market cap, which is seen as a golden asset in the crypto space.
On the top of that U.S. regulations under Trump have improved as its going to hold Crypto Dinner for the top 220 holders of the TRUMP meme coin.
Ripple’s Wallet Is Deep
According to Ripple’s Q1 2025 Markets Report, the company holds a huge amount of XRP, about 4.56 billion XRP worth $10.72 billion in its blockchain addresses. It also has 37.13 billion XRP locked in escrow, valued at a whopping $87.25 billion. With that kind of reserve, Ripple has the financial muscle to make big moves like this.
Some experts, like angel investor Paul Barron, believe Ripple has the upper hand over Coinbase in this race.
BREAKING: @Ripple and @coinbase now in bidding war for @circle – Sources say @ripple has the upper hand at a 9-11 Billion price tag. #XRP #USDC #CRYPTO Who do you think wins this bidding war?
— PaulBarron (@paulbarron) May 19, 2025
He mentioned that Ripple may be pushing its bid to anywhere between $9 billion and $11 billion, hoping to stay ahead.
What About Coinbase?
Ripple isn’t the only one interested. Coinbase is also in the race and has strong financial power, too. It reported $8 billion in cash in Q1 2025. And since Coinbase is a public company, it can raise even more money from investors if needed.
This gives Coinbase some flexibility. It could use a mix of cash and stock to try and outbid Ripple.
Is Circle Even for Sale?
Here’s where things get interesting: Circle hasn’t confirmed any interest in selling. In fact, the company has been clear that it’s focused on long-term goals, including a planned IPO. It also has support from giants like JPMorgan and Citi, giving it confidence and leverage in any negotiations.
Circle may be simply entertaining offers to boost its value or gain strategic insight from rivals.
Ripple can buy Circle: a chance for XRP or a risk for investors?
Hey guys!
I want to tell you about an interesting story that is unfolding in the crypto world and concerns Ripple and its XRP token. Recently, there have been rumors that Ripple may buy Circle, the company that produces the USDC stablecoin. The deal is being discussed for an alleged $5 billion. This is about the same amount as Circle wanted to receive from the IPO (public offering of shares), which may not take place now.
The interesting thing is that Circle and Ripple are in two different but overlapping worlds: Circle relies on stability through stablecoins, while Ripple relies on cross—border payments through XRP. If Ripple really buys Circle, it could be a powerful step: they will not only strengthen their influence in the payment infrastructure, but also receive a key asset — the USDC stablecoin, which is very interesting to institutional investors.
One analyst under the nickname Kate Yang Joo (in fact, this is the alt account of the well-known in the crypto environment, Ki Yang Joo, the founder of CryptoQuant) said that XRP is similar to professional capital, albeit with its drawbacks. He hints that if Circle is bought, investors who were waiting for the company to go public may simply invest in XRP if the IPO deal does not take place.
In fact, if Ripple teams up with Circle, XRP could get an extra boost from all this interest. But here's the catch: if the deal turns out to be disappointing or is perceived as a signal of problems, the opposite effect is possible — a mass flight of investors.
And so I sit and think: Is this the way for XRP to finally become a truly major player, or is it a risky move that could turn into losses?
Do you think if Ripple really buys Circle, will it lead XRP to growth, or vice versa, will it scare off investors?
#Ripple #Circle #xrp $XRP #CryptoNewss
I want to tell you about an interesting story that is unfolding in the crypto world and concerns Ripple and its XRP token. Recently, there have been rumors that Ripple may buy Circle, the company that produces the USDC stablecoin. The deal is being discussed for an alleged $5 billion. This is about the same amount as Circle wanted to receive from the IPO (public offering of shares), which may not take place now.
The interesting thing is that Circle and Ripple are in two different but overlapping worlds: Circle relies on stability through stablecoins, while Ripple relies on cross—border payments through XRP. If Ripple really buys Circle, it could be a powerful step: they will not only strengthen their influence in the payment infrastructure, but also receive a key asset — the USDC stablecoin, which is very interesting to institutional investors.
One analyst under the nickname Kate Yang Joo (in fact, this is the alt account of the well-known in the crypto environment, Ki Yang Joo, the founder of CryptoQuant) said that XRP is similar to professional capital, albeit with its drawbacks. He hints that if Circle is bought, investors who were waiting for the company to go public may simply invest in XRP if the IPO deal does not take place.
In fact, if Ripple teams up with Circle, XRP could get an extra boost from all this interest. But here's the catch: if the deal turns out to be disappointing or is perceived as a signal of problems, the opposite effect is possible — a mass flight of investors.
And so I sit and think: Is this the way for XRP to finally become a truly major player, or is it a risky move that could turn into losses?
Do you think if Ripple really buys Circle, will it lead XRP to growth, or vice versa, will it scare off investors?
#Ripple #Circle #xrp $XRP #CryptoNewss
Circle en Pleine Croissance : 800 Millions de Dollars de Cryptomonnaies en Plus en Une Semaine !
#Circle #USDC
Les dernières données officielles relayées par PANews mettent en lumière l'activité soutenue de Circle, l'émetteur de l'USDC, démontrant une expansion significative de ses stablecoins en circulation. Au cours de la semaine se terminant le 22 mai, Circle a affiché une dynamique impressionnante, renforçant sa position sur le marché des cryptomonnaies.
Décryptage d'une Semaine d'Expansion Massive
L'analyse des chiffres dévoile une stratégie d'émission et de rachat active qui a abouti à une augmentation notable de l'offre de cryptomonnaies :
* Émissions Robustes : Circle a émis pas moins de 4,3 milliards de dollars de cryptomonnaies. Cela témoigne d'une forte demande pour ses stablecoins, reflétant une confiance accrue des utilisateurs et des institutions dans leur stabilité et leur utilité.
* Rachats Contrôlés : Parallèlement, environ 3,5 milliards de dollars de cryptomonnaies ont été rachetés. Ce processus est essentiel pour maintenir la parité des stablecoins avec les monnaies fiduciaires et garantir la liquidité du marché.
* Augmentation Nette Substantielle : La résultante de ces opérations est une augmentation nette d'environ 800 millions de dollars de cryptomonnaies en circulation. Un chiffre impressionnant qui souligne la croissance rapide de l'écosystème Circle.
Une Position Solide et des Réserves Massives
Cette augmentation de l'offre s'appuie sur des réserves solides et transparentes, un gage de confiance pour les utilisateurs :
* Circulation Totale en Hausse : La circulation totale de cryptomonnaies émises par Circle atteint désormais le chiffre impressionnant de 61,3 milliards de dollars. Cela conforte Circle comme l'un des acteurs majeurs et les plus fiables dans le domaine des stablecoins.
* Réserves Solides et Diversifiées : Pour soutenir cette circulation, Circle maintient des réserves robustes s'élevant à environ 61,5 milliards de dollars. Ces réserves sont composées de :
* 8,1 milliards de dollars en espèces : Une liquidité immédiate qui assure la capacité de Circle à répondre aux demandes de rachat.
* 53,5 milliards de dollars détenus dans le fonds de réserve Circle : Ces fonds sont gérés de manière professionnelle pour garantir la stabilité et la sécurité des stablecoins en circulation.
Quelles Implications pour l'Écosystème Crypto ?
L'activité de Circle est un baromètre important de la santé et de la croissance du marché des cryptomonnaies. Cette augmentation significative de l'offre de stablecoins a plusieurs répercussions :
* Confiance Accrue dans les Stablecoins : La capacité de Circle à émettre et à gérer de tels volumes renforce la confiance générale dans les stablecoins comme instruments financiers fiables et essentiels pour le trading et les transferts dans l'espace crypto.
* Liquidation du Marché : Une augmentation de l'offre de stablecoins signifie plus de liquidité sur le marché, facilitant les échanges et les investissements dans d'autres actifs numériques.
* Indicateur de Demande : L'émission de 4,3 milliards de dollars en une semaine est un puissant indicateur de la demande continue pour des monnaies numériques stables, utilisées pour les paiements, les transferts et la protection contre la volatilité des actifs cryptos.
En somme, les dernières données de Circle témoignent de sa croissance continue et de son rôle pivot dans la fourniture de liquidités et de stabilité à l'écosystème des cryptomonnaies. Une preuve supplémentaire de la maturité grandissante du secteur.
Les dernières données officielles relayées par PANews mettent en lumière l'activité soutenue de Circle, l'émetteur de l'USDC, démontrant une expansion significative de ses stablecoins en circulation. Au cours de la semaine se terminant le 22 mai, Circle a affiché une dynamique impressionnante, renforçant sa position sur le marché des cryptomonnaies.
Décryptage d'une Semaine d'Expansion Massive
L'analyse des chiffres dévoile une stratégie d'émission et de rachat active qui a abouti à une augmentation notable de l'offre de cryptomonnaies :
* Émissions Robustes : Circle a émis pas moins de 4,3 milliards de dollars de cryptomonnaies. Cela témoigne d'une forte demande pour ses stablecoins, reflétant une confiance accrue des utilisateurs et des institutions dans leur stabilité et leur utilité.
* Rachats Contrôlés : Parallèlement, environ 3,5 milliards de dollars de cryptomonnaies ont été rachetés. Ce processus est essentiel pour maintenir la parité des stablecoins avec les monnaies fiduciaires et garantir la liquidité du marché.
* Augmentation Nette Substantielle : La résultante de ces opérations est une augmentation nette d'environ 800 millions de dollars de cryptomonnaies en circulation. Un chiffre impressionnant qui souligne la croissance rapide de l'écosystème Circle.
Une Position Solide et des Réserves Massives
Cette augmentation de l'offre s'appuie sur des réserves solides et transparentes, un gage de confiance pour les utilisateurs :
* Circulation Totale en Hausse : La circulation totale de cryptomonnaies émises par Circle atteint désormais le chiffre impressionnant de 61,3 milliards de dollars. Cela conforte Circle comme l'un des acteurs majeurs et les plus fiables dans le domaine des stablecoins.
* Réserves Solides et Diversifiées : Pour soutenir cette circulation, Circle maintient des réserves robustes s'élevant à environ 61,5 milliards de dollars. Ces réserves sont composées de :
* 8,1 milliards de dollars en espèces : Une liquidité immédiate qui assure la capacité de Circle à répondre aux demandes de rachat.
* 53,5 milliards de dollars détenus dans le fonds de réserve Circle : Ces fonds sont gérés de manière professionnelle pour garantir la stabilité et la sécurité des stablecoins en circulation.
Quelles Implications pour l'Écosystème Crypto ?
L'activité de Circle est un baromètre important de la santé et de la croissance du marché des cryptomonnaies. Cette augmentation significative de l'offre de stablecoins a plusieurs répercussions :
* Confiance Accrue dans les Stablecoins : La capacité de Circle à émettre et à gérer de tels volumes renforce la confiance générale dans les stablecoins comme instruments financiers fiables et essentiels pour le trading et les transferts dans l'espace crypto.
* Liquidation du Marché : Une augmentation de l'offre de stablecoins signifie plus de liquidité sur le marché, facilitant les échanges et les investissements dans d'autres actifs numériques.
* Indicateur de Demande : L'émission de 4,3 milliards de dollars en une semaine est un puissant indicateur de la demande continue pour des monnaies numériques stables, utilisées pour les paiements, les transferts et la protection contre la volatilité des actifs cryptos.
En somme, les dernières données de Circle témoignent de sa croissance continue et de son rôle pivot dans la fourniture de liquidités et de stabilité à l'écosystème des cryptomonnaies. Une preuve supplémentaire de la maturité grandissante du secteur.
$XRP , While the market sleeps and many biased maxi media avoid reporting good news, #Ripple is moving ahead like a silent predator. BitMex has already registered RLUSD stablecoin to their platform with few other following. Ripple also actively sought to buy #Circle , provider of USDC stablecoin to it's portfolio. Europe is adopting RLUSD according to miCa regulation and replacing USDT. #Ripple also acquired HiddenRoad clearing house which settles trillions of institutional transactions. Ripple is also active in UAE market and launched its payment service. Why these are big deal? how RLUSD going to push XRP to new highs?
Simple, RLUSD transactions goes through XRP ledger by default setting transactions cost in XRP. All other stablecoin provider using XRP ledger also has to pay the same transaction fee in XRP. No lets see some numbers
HiddenRoad data shows 3 Trillions of transaction settlement which in transactions cost in lowest 1 cent becomes 30 Billion dollars worth of XRP vanishing from the market which becomes 1.2 Billion XRP vanishing from the market. This is just the beginning. Ripple's plan is so big that the XRP demand will skyrocket very soon. So as per long term investment there is nothing like XRP, even Bitcoin will not be able to reach there when all the nails are in place.
When exchanges like BitMex(already did), Binance register RLUSD and register trading pairs, most XRP traders will jump in the RLUSD train to trade with. which means more transactions. Even Bitcoin with use RLUSD very soon for lower transactions cost of RLUSD pair. That's how big the XRP project outlook.
I am not even mentioning tokenized asset whose market cap is at Quad numbers.
Simple, RLUSD transactions goes through XRP ledger by default setting transactions cost in XRP. All other stablecoin provider using XRP ledger also has to pay the same transaction fee in XRP. No lets see some numbers
HiddenRoad data shows 3 Trillions of transaction settlement which in transactions cost in lowest 1 cent becomes 30 Billion dollars worth of XRP vanishing from the market which becomes 1.2 Billion XRP vanishing from the market. This is just the beginning. Ripple's plan is so big that the XRP demand will skyrocket very soon. So as per long term investment there is nothing like XRP, even Bitcoin will not be able to reach there when all the nails are in place.
When exchanges like BitMex(already did), Binance register RLUSD and register trading pairs, most XRP traders will jump in the RLUSD train to trade with. which means more transactions. Even Bitcoin with use RLUSD very soon for lower transactions cost of RLUSD pair. That's how big the XRP project outlook.
I am not even mentioning tokenized asset whose market cap is at Quad numbers.
XRP price has slowly formed a bullish pattern, pointing to an eventual rebound as whales buy and negotiations with Circle continue. Ripple $XRP was trading at $2.33 on Tuesday, down 12% from its highest point this week. #Crypto #XRP #CoinectraX #Circle
🚨 Circle in Talks With Ripple & Coinbase Amid Ongoing IPO Push
🌐 As the crypto M&A landscape heats up, USDC issuer Circle is reportedly engaged in informal acquisition talks with both Ripple Labs and Coinbase, according to a new Fortune report.
🇺🇸 This comes even as Circle continues to pursue a U.S. IPO, signaling that multiple strategic paths remain on the table for the stablecoin giant.
🌐 The outcome could reshape stablecoin leadership and further merge CeFi with crypto-native innovation.
#Circle #USDC #Ripple #Coinbase #Crypto
🌐 As the crypto M&A landscape heats up, USDC issuer Circle is reportedly engaged in informal acquisition talks with both Ripple Labs and Coinbase, according to a new Fortune report.
🇺🇸 This comes even as Circle continues to pursue a U.S. IPO, signaling that multiple strategic paths remain on the table for the stablecoin giant.
🌐 The outcome could reshape stablecoin leadership and further merge CeFi with crypto-native innovation.
#Circle #USDC #Ripple #Coinbase #Crypto
Circle chuẩn bị IPO nhưng có thể “bán mình” cho Coinbase hoặc Ripple? Bí ẩn sau hậu trường trị giá 5
Circle – công ty đứng sau stablecoin USDC – đã chính thức nộp hồ sơ IPO vào đầu tháng 4/2025. Tuy nhiên, giới tài chính tiết lộ rằng song song với kế hoạch niêm yết, Circle cũng đã tiến hành đàm phán không chính thức với hai ông lớn trong ngành crypto là Coinbase và Ripple, mở ra khả năng có thể “bán mình” nếu được định giá phù hợp.
Thương vụ ngã ba: IPO, Coinbase hay Ripple?
Circle đặt mục tiêu #IPO với mức định giá ít nhất 5 tỷ USD. Tuy nhiên, một số nguồn tin khẳng định: “Nếu Coinbase muốn mua, Circle sẽ đồng ý ngay lập tức.”
Ripple được cho là đã ra giá 4 - 5 tỷ USD, chủ yếu bằng XRP và tiền mặt, nhưng bị Circle từ chối vì thấp hơn kỳ vọng.
Coinbase có ưu thế hơn với 8 tỷ USD tiền mặt, khả năng huy động vốn dễ dàng vì là công ty đại chúng, và đặc biệt là quan hệ sâu sắc với Circle từ năm 2018 thông qua liên doanh Centre Consortium phát hành USDC.
Coinbase: Người trong cuộc với nhiều đặc quyền
Mặc dù liên doanh Centre đã kết thúc vào 2023, Coinbase vẫn nắm cổ phần và được chia sẻ 50% doanh thu từ lãi dự trữ USDC. Trong trường hợp $USDC được giữ trên nền tảng của Coinbase, sàn này thậm chí hưởng 100% doanh thu từ phần đó.
Hơn nữa, các điều khoản hợp tác hiện tại còn cho phép Coinbase:
Toàn quyền phủ quyết nếu #Circle muốn hợp tác với bên thứ ba có ảnh hưởng đến doanh thu USDC.
Một phần quyền kiểm soát tài sản trí tuệ của Circle nếu công ty này mất khả năng thanh toán.
Với mức độ chi phối như vậy, nhiều chuyên gia cho rằng: “Coinbase và Circle gần như đã là một.”
Ripple: Đủ tiền nhưng thiếu lợi thế chiến lược
Ripple hiện đang nắm trong tay hơn $100 tỷ giá trị $XRP , gồm 4.56 tỷ XRP có thể sử dụng (tương đương $11.77 tỷ) và 37.13 tỷ XRP trong escrow (trị giá gần $96 tỷ). Tuy nhiên, khả năng thuyết phục Circle bán mình vẫn bị đánh giá thấp hơn Coinbase, do thiếu mối liên kết chiến lược và cơ chế kiểm soát.
Thị trường IPO khởi sắc, nhưng còn nhiều bất định
Động thái IPO của Circle diễn ra trong bối cảnh thị trường niêm yết tại Mỹ bắt đầu khởi sắc trở lại sau thời gian dài trầm lắng từ 2021. Gần đây nhất, eToro đã IPO thành công, tăng gần 29% trong ngày giao dịch đầu tiên, góp phần tạo động lực cho Circle tự tin hơn.
Tuy nhiên, nhiều nhà đầu tư vẫn cảnh báo: “Thị trường IPO không chỉ cần cú nổ ngày đầu, mà phải chờ hiệu suất trung hạn để đánh giá hiệu quả thực sự.”
Liên hệ với thị trường crypto:
Nếu Coinbase thâu tóm được Circle, đây sẽ là bước đi củng cố vị thế độc tôn của Coinbase trong mảng stablecoin, đặc biệt trong bối cảnh cạnh tranh với các stablecoin khác như USDT (Tether) hay các sản phẩm tương tự đang phát triển mạnh.
Ngược lại, nếu #Ripple thành công, đây sẽ là một cuộc lật đổ ngoạn mục, đưa XRP trở thành trung tâm thanh khoản stablecoin trong hệ sinh thái crypto toàn cầu. Dù thế nào, kết quả của thương vụ này sẽ ảnh hưởng mạnh đến thị phần USDC, lợi ích người dùng trên các sàn giao dịch và hệ sinh thái DeFi nói chung.
Cảnh báo rủi ro: Thị trường tiền điện tử luôn tiềm ẩn nhiều biến động và rủi ro cao. Thông tin trong bài viết chỉ nhằm mục đích cung cấp và không được xem là khuyến nghị đầu tư. Nhà đầu tư cần tìm hiểu kỹ và tự chịu trách nhiệm với quyết định của mình.
Thương vụ ngã ba: IPO, Coinbase hay Ripple?
Circle đặt mục tiêu #IPO với mức định giá ít nhất 5 tỷ USD. Tuy nhiên, một số nguồn tin khẳng định: “Nếu Coinbase muốn mua, Circle sẽ đồng ý ngay lập tức.”
Ripple được cho là đã ra giá 4 - 5 tỷ USD, chủ yếu bằng XRP và tiền mặt, nhưng bị Circle từ chối vì thấp hơn kỳ vọng.
Coinbase có ưu thế hơn với 8 tỷ USD tiền mặt, khả năng huy động vốn dễ dàng vì là công ty đại chúng, và đặc biệt là quan hệ sâu sắc với Circle từ năm 2018 thông qua liên doanh Centre Consortium phát hành USDC.
Coinbase: Người trong cuộc với nhiều đặc quyền
Mặc dù liên doanh Centre đã kết thúc vào 2023, Coinbase vẫn nắm cổ phần và được chia sẻ 50% doanh thu từ lãi dự trữ USDC. Trong trường hợp $USDC được giữ trên nền tảng của Coinbase, sàn này thậm chí hưởng 100% doanh thu từ phần đó.
Hơn nữa, các điều khoản hợp tác hiện tại còn cho phép Coinbase:
Toàn quyền phủ quyết nếu #Circle muốn hợp tác với bên thứ ba có ảnh hưởng đến doanh thu USDC.
Một phần quyền kiểm soát tài sản trí tuệ của Circle nếu công ty này mất khả năng thanh toán.
Với mức độ chi phối như vậy, nhiều chuyên gia cho rằng: “Coinbase và Circle gần như đã là một.”
Ripple: Đủ tiền nhưng thiếu lợi thế chiến lược
Ripple hiện đang nắm trong tay hơn $100 tỷ giá trị $XRP , gồm 4.56 tỷ XRP có thể sử dụng (tương đương $11.77 tỷ) và 37.13 tỷ XRP trong escrow (trị giá gần $96 tỷ). Tuy nhiên, khả năng thuyết phục Circle bán mình vẫn bị đánh giá thấp hơn Coinbase, do thiếu mối liên kết chiến lược và cơ chế kiểm soát.
Thị trường IPO khởi sắc, nhưng còn nhiều bất định
Động thái IPO của Circle diễn ra trong bối cảnh thị trường niêm yết tại Mỹ bắt đầu khởi sắc trở lại sau thời gian dài trầm lắng từ 2021. Gần đây nhất, eToro đã IPO thành công, tăng gần 29% trong ngày giao dịch đầu tiên, góp phần tạo động lực cho Circle tự tin hơn.
Tuy nhiên, nhiều nhà đầu tư vẫn cảnh báo: “Thị trường IPO không chỉ cần cú nổ ngày đầu, mà phải chờ hiệu suất trung hạn để đánh giá hiệu quả thực sự.”
Liên hệ với thị trường crypto:
Nếu Coinbase thâu tóm được Circle, đây sẽ là bước đi củng cố vị thế độc tôn của Coinbase trong mảng stablecoin, đặc biệt trong bối cảnh cạnh tranh với các stablecoin khác như USDT (Tether) hay các sản phẩm tương tự đang phát triển mạnh.
Ngược lại, nếu #Ripple thành công, đây sẽ là một cuộc lật đổ ngoạn mục, đưa XRP trở thành trung tâm thanh khoản stablecoin trong hệ sinh thái crypto toàn cầu. Dù thế nào, kết quả của thương vụ này sẽ ảnh hưởng mạnh đến thị phần USDC, lợi ích người dùng trên các sàn giao dịch và hệ sinh thái DeFi nói chung.
Cảnh báo rủi ro: Thị trường tiền điện tử luôn tiềm ẩn nhiều biến động và rủi ro cao. Thông tin trong bài viết chỉ nhằm mục đích cung cấp và không được xem là khuyến nghị đầu tư. Nhà đầu tư cần tìm hiểu kỹ và tự chịu trách nhiệm với quyết định của mình.
🔥 LATEST: Circle in talks to sell $USDC to Coinbase or Ripple 😱💥
According to Fortune, Circle, the issuer of the $USDC stablecoin, is in “informal talks” to sell itself to Coinbase or Ripple 👀
This could completely change the future of stablecoins and USDC's dominance against Tether.
Is a war of giants coming?
📌 Coinbase already has a relationship with USDC?
📌 Ripple could integrate the stablecoin into its network....
🤔 Who will win the race for control of the digital dollar?
#USDC #Circle #Ripple #Coinbase #CryptoNews
🔗 Win $20 when you deposit $200
🔗 Discounts on commissions (Spot and Futures)
🔗 Earn up to $50 USDC
According to Fortune, Circle, the issuer of the $USDC stablecoin, is in “informal talks” to sell itself to Coinbase or Ripple 👀
This could completely change the future of stablecoins and USDC's dominance against Tether.
Is a war of giants coming?
📌 Coinbase already has a relationship with USDC?
📌 Ripple could integrate the stablecoin into its network....
🤔 Who will win the race for control of the digital dollar?
#USDC #Circle #Ripple #Coinbase #CryptoNews
🔗 Win $20 when you deposit $200
🔗 Discounts on commissions (Spot and Futures)
🔗 Earn up to $50 USDC
💵 USDC — The Silent Giant Powering the Future of DeFi 💵
While everyone’s chasing meme pumps, smart money is quietly flowing into USDC — and here’s why it’s not “just another stablecoin.”
USDC is becoming the backbone of real Web3 adoption:
1. 100% backed 1:1 with audited reserves in U.S. dollars
2. Available on 8+ blockchains: Ethereum, Solana, Base, Arbitrum, Avalanche & more
3. Backed by Coinbase, Circle — and even BlackRock manages its reserves
4. Integrated across DeFi, GameFi, NFT platforms, and payment systems
5. Fast, cheap, and transparent cross-chain transactions
---
What can you do with USDC on Binance right now?
✅ Trade low-volatility pairs during uncertain markets
✅ Use it in Launchpool or DeFi farming with lower risk
✅ Transfer cross-chain with lightning speed and near-zero fees
✅ Park profits safely between volatile trades
---
Alpha drop:
Circle is launching Programmable Wallets with native USDC support — unlocking next-gen crypto apps for everyday users.
---
Your move:
Are you already using USDC as your portfolio’s stable base or DeFi fuel?
Comment “USDC” below if you’re holding — I’ll DM you a DeFi cheat sheet for smarter staking!
#USDC #Stablecoins #Binance #Crypto #DeFi #Web3 #Circle $USDC
While everyone’s chasing meme pumps, smart money is quietly flowing into USDC — and here’s why it’s not “just another stablecoin.”
USDC is becoming the backbone of real Web3 adoption:
1. 100% backed 1:1 with audited reserves in U.S. dollars
2. Available on 8+ blockchains: Ethereum, Solana, Base, Arbitrum, Avalanche & more
3. Backed by Coinbase, Circle — and even BlackRock manages its reserves
4. Integrated across DeFi, GameFi, NFT platforms, and payment systems
5. Fast, cheap, and transparent cross-chain transactions
---
What can you do with USDC on Binance right now?
✅ Trade low-volatility pairs during uncertain markets
✅ Use it in Launchpool or DeFi farming with lower risk
✅ Transfer cross-chain with lightning speed and near-zero fees
✅ Park profits safely between volatile trades
---
Alpha drop:
Circle is launching Programmable Wallets with native USDC support — unlocking next-gen crypto apps for everyday users.
---
Your move:
Are you already using USDC as your portfolio’s stable base or DeFi fuel?
Comment “USDC” below if you’re holding — I’ll DM you a DeFi cheat sheet for smarter staking!
#USDC #Stablecoins #Binance #Crypto #DeFi #Web3 #Circle $USDC
🚀 #Circle Cofounder Raises $18M for #AI -Powered Banking Startup 🚀
Sean Neville (ex-Circle, $USDC ) just launched #CatenaLabs , raising $18M to build an AI-native bank—a financial system designed for AI agents and automation.
🔹 Backed by a16z, Tom Brady & more
🔹 Combines AI, identity, and payments
🔹 Built for a future where AI manages your finances
🔹 Token coming soon (warrants issued)
Still early, but big names are betting on AI + finance. 👀
#AIAgents
Sean Neville (ex-Circle, $USDC ) just launched #CatenaLabs , raising $18M to build an AI-native bank—a financial system designed for AI agents and automation.
🔹 Backed by a16z, Tom Brady & more
🔹 Combines AI, identity, and payments
🔹 Built for a future where AI manages your finances
🔹 Token coming soon (warrants issued)
Still early, but big names are betting on AI + finance. 👀
#AIAgents
USDC Issuer Circle Allegedly In Talks With Ripple & Coinbase For Potential Sale
Stablecoin giant Circle is still in informal talks with Ripple Labs and Coinbase Exchange amid the ongoing push for a US IPO.
Crypto merger and acquisition (M&A) activity is taking a new shape in the digital currency ecosystem, with talks still ongoing to acquire USDC issuer Circle.
Despite its planned initial public offering (IPO) push, the company is still in acquisition talks with Ripple Labs and Coinbase Global Inc, according to a new Fortune report.
Circle steel for sale, coinbase named favorite.
The circular, which filed for an IPO in early April, marks a significant milestone for the company, which has been exploring ways to go public since at least 2022.
Despite its personal growth push, the company remains a target for other big firms in the crypto ecosystem.
The Fortune report put Circle’s IPO target at $5 billion. According to the publication, citing sources close to the matter, informal discussions between USDC's parent company and Ripple Labs are ongoing.
While the blockchain payments firm’s affiliation is nothing new, Fortune’s sources have also linked Coinbase to the ongoing informational discussions.
It is not known whether a final deal will be recorded. However, sources noted that Circle would sell without serious consideration if a good offer came in from Coinbase. Informal talks are ongoing and could change in the near future.
Other sources have named Coinbase exchange as the preferred firm to buy the USDC parent firm. While there are no reports of other firms in the running, the report indicated that no timeline is in sight.
Will Ripple Labs Raise Its Bid?
The new update about Circle and ongoing talks is not new as Ripple has previously bid. Valued at around $4 billion to $5 billion, this initial bid was reportedly rejected by Circle. The rejection came on the basis that it did not match its market value.
While there were rumors that the blockchain payments firm would make another bid, there has been no official confirmation.
A Fortune report highlighted Ripple Labs’ 100 billion XRP reserve as a major advantage in the firm’s race.
Ripple Labs’ exact goal for the stablecoin issuer is unknown, considering that it also has its own RLUSD token. With a new report linking the Brad Garlinghouse-led firm to USDC's parent company, there are more possibilities on the horizon.
Cash Reserves to Make a Difference
It’s worth noting that both Coinbase Exchange and Ripple Labs have made strategic acquisitions this year. Coinbase acquired Derebit for $2.9 billion to expand its broader market presence.
Ripple Labs also committed $1.25 billion to acquire Secret Road, adding to the high-profile deals in the crypto M&A scene.
Whether Coinbase or Ripple is worth acquiring Circle depends on additional cash flow in subsequent quarters.
#Ripple #Circle #Stablecoins #CryptoNewss #Market_Update
Crypto merger and acquisition (M&A) activity is taking a new shape in the digital currency ecosystem, with talks still ongoing to acquire USDC issuer Circle.
Despite its planned initial public offering (IPO) push, the company is still in acquisition talks with Ripple Labs and Coinbase Global Inc, according to a new Fortune report.
Circle steel for sale, coinbase named favorite.
The circular, which filed for an IPO in early April, marks a significant milestone for the company, which has been exploring ways to go public since at least 2022.
Despite its personal growth push, the company remains a target for other big firms in the crypto ecosystem.
The Fortune report put Circle’s IPO target at $5 billion. According to the publication, citing sources close to the matter, informal discussions between USDC's parent company and Ripple Labs are ongoing.
While the blockchain payments firm’s affiliation is nothing new, Fortune’s sources have also linked Coinbase to the ongoing informational discussions.
It is not known whether a final deal will be recorded. However, sources noted that Circle would sell without serious consideration if a good offer came in from Coinbase. Informal talks are ongoing and could change in the near future.
Other sources have named Coinbase exchange as the preferred firm to buy the USDC parent firm. While there are no reports of other firms in the running, the report indicated that no timeline is in sight.
Will Ripple Labs Raise Its Bid?
The new update about Circle and ongoing talks is not new as Ripple has previously bid. Valued at around $4 billion to $5 billion, this initial bid was reportedly rejected by Circle. The rejection came on the basis that it did not match its market value.
While there were rumors that the blockchain payments firm would make another bid, there has been no official confirmation.
A Fortune report highlighted Ripple Labs’ 100 billion XRP reserve as a major advantage in the firm’s race.
Ripple Labs’ exact goal for the stablecoin issuer is unknown, considering that it also has its own RLUSD token. With a new report linking the Brad Garlinghouse-led firm to USDC's parent company, there are more possibilities on the horizon.
Cash Reserves to Make a Difference
It’s worth noting that both Coinbase Exchange and Ripple Labs have made strategic acquisitions this year. Coinbase acquired Derebit for $2.9 billion to expand its broader market presence.
Ripple Labs also committed $1.25 billion to acquire Secret Road, adding to the high-profile deals in the crypto M&A scene.
Whether Coinbase or Ripple is worth acquiring Circle depends on additional cash flow in subsequent quarters.
#Ripple #Circle #Stablecoins #CryptoNewss #Market_Update
🚨#CIRCLE IPO UNCERTAIN AS TALKS WITH CØINBASE, RIPPLE INTENSIFY
🔹Circle #filed for IPO in April, aiming for $5B valuation.
🔹Talks underway for potential sale to Cøinbase or Ripple.
🔹Ripple's $4–$5B bid reportedly rejected.
🔹 Cøinbase seen as logical buyer due to existing deep ties.
IPO still on track, but outcome fluid amid acquisition interest.
$XRP
$USDC
$ETH
🔹Circle #filed for IPO in April, aiming for $5B valuation.
🔹Talks underway for potential sale to Cøinbase or Ripple.
🔹Ripple's $4–$5B bid reportedly rejected.
🔹 Cøinbase seen as logical buyer due to existing deep ties.
IPO still on track, but outcome fluid amid acquisition interest.
$XRP
$USDC
$ETH
关于最新的GENIUS稳定币法案！小白也能秒懂!
🚂修正后GENIUS稳定币法案今晚就要在参议院投票了，通过后将是美国首个针对稳定币的联邦立法框架（毫无疑问，这次法案通过是没有悬念的。）
我们一起看看修正后的GENIUS法案重点：
1、最狠的一刀是域外管辖权：
主要争对的就是Tether之流，不区分注册地，只要服务美国用户，就必须得乖乖听美联储指挥，这招直接断了海外稳定币"监管套利"的后路。
2、明确禁止非金融类上市公司发行稳定币：
这招就是我前面说的，直接断了Meta、推特这类科技巨头的后路——以后要么抱银行大腿搞"联名款"，要么学BUSD之前的发行模式委托持牌机构发行。想跨界自己印钱？没门 ！🤷
3、法案强制发行方遵守《银行保密法》，实施AML和KYC程序，并每年提交合规证明：
这对DeFi生态项目是一个重大变革，开发者、节点运营商甚至自托管钱包都被划为"数字服务商"，协议开发者突然得担起银行级的反洗钱责任，节点运营变成高危职业，匿名钱包怕是得集体开启实名扫脸。 😂
4、分级监管：
资产超100亿的稳定币巨头（说的就是你$USDT、$USDC ）归美联储亲自监管，小机构就丢给各州搞散养竞赛。
但所有玩家都得遵守1:1储备金制度，现金国债必须备足——将稳定币强制绑定美债，就如我之前文章说的“加密市场中每一枚美元稳定币的铸造，都是在为美债买单”。🤡
同时，玩家们每月还得晒家底接受审计，CEO和CFO得签字画押，这透明化程度堪比上市公司财报。而审计和合规成本也将成为小机构的一大门槛。
5、消费者保护与破产隔离：
破产优先偿付条款这个是最骚的：万一发行方暴雷，韭菜们能跳过债主直接拿钱。用户钱被盗了发行方得赔到裤衩都不剩，这保护力度比传统银行存款保险还硬核。
同时，FDIC保险也不让乱蹭了，以前项目方还能吹牛说"和银行一样安全"，现在谁敢提这个分分钟喝茶。 😂
✨总结一下：
Tether虽然一直在买美债交保护费，但还是要被逼着二选一：要么在美国当乖孩子接受全面监管，要么放弃市场改名叫"不稳定币"。相比之下，Circle估计偷着笑出了声，法案一出直接成行业标兵。
禁止科技公司发币，加强对政府官员的监督明显是冲着马斯克和他的推特来的，推特想做支付系统想发币？先给美联储交份500页的合规报告再说。
总体而言，法案落地也是相当于给加密市场划了一条“楚河汉界”，加速合规进程。
特朗普嘴上喊着"让美国成加密之都"，实际是看准了加密市场中的冤种们能帮美债续命，同时通过“美债-稳定币-BTC”的三重锚定重塑美元霸权的企图也是路人皆知。
#稳定币立法 #RWA #Tether #Circle #山寨季何时到来？
我们一起看看修正后的GENIUS法案重点：
1、最狠的一刀是域外管辖权：
主要争对的就是Tether之流，不区分注册地，只要服务美国用户，就必须得乖乖听美联储指挥，这招直接断了海外稳定币"监管套利"的后路。
2、明确禁止非金融类上市公司发行稳定币：
这招就是我前面说的，直接断了Meta、推特这类科技巨头的后路——以后要么抱银行大腿搞"联名款"，要么学BUSD之前的发行模式委托持牌机构发行。想跨界自己印钱？没门 ！🤷
3、法案强制发行方遵守《银行保密法》，实施AML和KYC程序，并每年提交合规证明：
这对DeFi生态项目是一个重大变革，开发者、节点运营商甚至自托管钱包都被划为"数字服务商"，协议开发者突然得担起银行级的反洗钱责任，节点运营变成高危职业，匿名钱包怕是得集体开启实名扫脸。 😂
4、分级监管：
资产超100亿的稳定币巨头（说的就是你$USDT、$USDC ）归美联储亲自监管，小机构就丢给各州搞散养竞赛。
但所有玩家都得遵守1:1储备金制度，现金国债必须备足——将稳定币强制绑定美债，就如我之前文章说的“加密市场中每一枚美元稳定币的铸造，都是在为美债买单”。🤡
同时，玩家们每月还得晒家底接受审计，CEO和CFO得签字画押，这透明化程度堪比上市公司财报。而审计和合规成本也将成为小机构的一大门槛。
5、消费者保护与破产隔离：
破产优先偿付条款这个是最骚的：万一发行方暴雷，韭菜们能跳过债主直接拿钱。用户钱被盗了发行方得赔到裤衩都不剩，这保护力度比传统银行存款保险还硬核。
同时，FDIC保险也不让乱蹭了，以前项目方还能吹牛说"和银行一样安全"，现在谁敢提这个分分钟喝茶。 😂
✨总结一下：
Tether虽然一直在买美债交保护费，但还是要被逼着二选一：要么在美国当乖孩子接受全面监管，要么放弃市场改名叫"不稳定币"。相比之下，Circle估计偷着笑出了声，法案一出直接成行业标兵。
禁止科技公司发币，加强对政府官员的监督明显是冲着马斯克和他的推特来的，推特想做支付系统想发币？先给美联储交份500页的合规报告再说。
总体而言，法案落地也是相当于给加密市场划了一条“楚河汉界”，加速合规进程。
特朗普嘴上喊着"让美国成加密之都"，实际是看准了加密市场中的冤种们能帮美债续命，同时通过“美债-稳定币-BTC”的三重锚定重塑美元霸权的企图也是路人皆知。
#稳定币立法 #RWA #Tether #Circle #山寨季何时到来？
Руководители криптокомпаний все чаще становятся жертвами вымогательств и «wrench attacks» — насильственных атак с целью получить доступ к цифровым активам. В 2025 году уже зафиксировано более 20 таких инцидентов по всему миру.
- Coinbase потратила $6,2 млн на охрану CEO Брайана Армстронга — больше, чем JPMorgan или Nvidia.
- Circle — $800 000 на защиту гендиректора компании Джереми Аллэйра, Robinhood — $1,6 млн на главу фирмы Влада Тенева.
- Жертвы получают угрозы, похищаются с семьями, в некоторых случаях — отрубались пальцы.
- После нападения на сотрудника Coinbase МВД Франции пообещало создать горячую линию для криптоиндустрии.
#coinbase #JPMorgan #NVIDIA #Circle #Robinhood
- Coinbase потратила $6,2 млн на охрану CEO Брайана Армстронга — больше, чем JPMorgan или Nvidia.
- Circle — $800 000 на защиту гендиректора компании Джереми Аллэйра, Robinhood — $1,6 млн на главу фирмы Влада Тенева.
- Жертвы получают угрозы, похищаются с семьями, в некоторых случаях — отрубались пальцы.
- После нападения на сотрудника Coinbase МВД Франции пообещало создать горячую линию для криптоиндустрии.
#coinbase #JPMorgan #NVIDIA #Circle #Robinhood
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