鏈日常 ChainEasy Crypto

Chain Daily has learned that today some media reported that the Trump family profited from operations in the cryptocurrency market through its established cryptocurrency platform World Liberty Financial (WLFI), which may constitute a conflict of interest with their public office status. Chain Daily has learned that at a high-end dinner, the top 220 investors holding the token were invited to take a photo with Trump, and there are reports that a portion of the profits from each WLFI transaction will be distributed to family members. This behavior has raised public opinion questioning whether they are using their position to influence the cryptocurrency market.
This type of political and cryptocurrency intertwining case brings several potential risks:

Chain Daily learned that the global cryptocurrency market has experienced severe turbulence today. Chain Daily learned that U.S. President Trump announced a 100% tariff on technology exports to China and imposed export controls on key software. This move is seen as an escalation in the new trade war between the U.S. and China, shocking global capital markets. The cryptocurrency asset market has become the first to be affected, with a daily market value evaporation of about $19 billion. According to reports, Bitcoin has dropped over 8% to about $104,782, and mainstream coins such as Ethereum and XRP are also facing varying degrees of selling pressure.
This wave of decline is not only due to macro policy risks, but there are also the following points worth noting:

Chain Daily has learned that the recent phenomenon of 'tokenization of stocks' (trading the stocks of publicly listed companies in token form on the blockchain) is accelerating in the crypto market, but there are significant risks to investors' rights and regulatory risks behind it.
For example, there are currently various tokens on the market linked to specific traditional stocks (such as Tesla, NVIDIA), but they do not necessarily grant token holders true equity, voting rights, or dividend rights. Some tokens are merely the appearance of contracts, mappings, or derivative contracts, which can easily lead to trust risks and counterparty risks (issuer risk).
Regulatory authorities have also begun to take notice, concerned that if such tokens$BNB spread widely without a clear legal framework, it may pose challenges to investor protection and market stability. If this model is to continue to grow, regulation must clearly delineate which types of tokens qualify as securities and which types are simple tokens.

In recent news, the U.S. SEC has approved the adoption of a 'generic' listing standard by the three major exchanges (Nasdaq, NYSE Arca, Cboe) to accelerate the listing process for cryptocurrency spot ETFs.
In the past, launching a cryptocurrency ETF required separate applications from exchanges and asset managers, and the approval process was long and complicated, often taking several months or even more than six months. Once the new rules take effect, this time could potentially be shortened to within 75 days.
This brings several potential impacts:
The speed and quantity of ETF listings are expected to explode: many products that were previously stuck in the approval process may rush to be launched during this policy window.

Chain Daily has learned that ten major international banks, including Bank of America, Deutsche Bank, Goldman Sachs, and UBS, have announced that they are jointly exploring the issuance of stablecoins pegged 1:1 to G7 currencies (USD, EUR, GBP, etc.).
This trend is very noteworthy as it marks a significant shift in the traditional financial sector's attitude towards digital assets:
Regulation and compliance are core considerations: These banks emphasize the need to design under 'full regulatory compliance' and 'risk management standards,' with no intention of venturing into gray areas.
The dual challenge of technology and trust: How to operate on public chains while ensuring the transparency and security of reserve assets is a technical bottleneck that must be overcome.

Chain Daily has learned that the U.S. Department of the Treasury has officially launched the 'advance notice of proposed rulemaking' phase after the passage of the GENIUS Act, beginning a public consultation aimed at transforming the draft into real regulatory rules. The consultation document raises several core issues, including how reserve assets should be custodied, whether offshore stablecoin issuers are subject to the same regulation as domestic issuers, how to prevent illegal capital flows, and how the compliance framework aligns with international standards. The consultation period is scheduled to end in mid-October. This move marks a key advancement in the regulation of stablecoins from legislation to operational details.

Chain Daily has learned that an analysis from AInvest points out that XRP, with the U.S. court's recognition of its 'non-security' status in the SEC lawsuit, has significantly reduced its regulatory uncertainty. Along with the continued participation of institutional and ETF investors, its price is expected to break through to the direction of $25. The analysis emphasizes that if it can break through the resistance level (around $3.65), it could trigger more quantitative strategies and algorithmic trading buying pressure.
#Xrp🔥🔥

Recently, it was learned that ING, UniCredit, Danske Bank, and six other European banks (such as Banca Sella, KBC, etc.) announced a collaboration to develop a euro-denominated bank-issued stablecoin, expected to be launched in the second half of 2026 under the EU MiCA regulatory framework. The project's goal is to enhance the efficiency, programmability, and 24/7 settlement capabilities of digital payments in the Eurozone, strengthening interbank circulation and user experience. Bankers pointed out that the design focus of the stablecoin includes strict reserve asset management, regulatory transparency, and cross-border compatibility to meet regulatory and market trust requirements.

Recently, it has been reported that due to multiple incidents of hacking and security breaches in cryptocurrency exchanges, the Indian government has ordered all cryptocurrency exchanges, custodians, and intermediaries to undergo cybersecurity audits. This includes comprehensive reviews of the platform's firewalls, cold wallet custodianship, security incident response processes, and more. Those who do not comply may face operational suspensions or fines. This policy is significant for enhancing user trust and the safety boundaries of the industry.

Chain Daily learned that the U.S. Treasury is launching a public comment period on a draft of new regulations for stablecoins, a step toward the implementation of the GENIUS Act. The draft covers issues such as asset reserve requirements for issuers, methods of custody for reserve assets, and whether foreign stablecoin issuers need to comply with the same regulatory standards in the U.S. The public and industry can submit comments during the comment period, which ends at the end of October. The government emphasizes that this regulation will balance stablecoin innovation with financial security risks.
#美联储重启降息步伐

Chain Daily News. DBS Bank announced a partnership with asset management company Franklin Templeton and blockchain company Ripple to launch a tokenized money market fund in Singapore. The contract will utilize Ripple's RLUSD stablecoin and Franklin Templeton's sgBENJI tokenized dollar fund units, listed on the DBS digital trading platform, allowing qualified and institutional investors to trade and lend. This represents a rapid acceleration of the integration of digital assets and stablecoins by financial institutions and traditional asset managers.
#DBS #星展银行

The U.S. Securities and Exchange Commission (SEC) has approved multiple exchanges (including Nasdaq, Cboe, NYSE Arca) to adopt generic listing standards to simplify the listing process for exchange-traded products (ETPs) that target digital assets. According to the new regulations, if a product meets the basic standards, it can bypass the extensive procedures that previously required case-by-case approval. This move is expected to accelerate the launch of more crypto ETPs.

Recently, it has been learned that Bahrain has promulgated a new law covering the regulation of Bitcoin and stablecoins, aimed at enhancing the legitimacy, security, and transparency of cryptocurrency transactions. The new law is expected to attract global and regional startups and investors, reinforcing Bahrain's position as a hub for fintech and digital asset innovation. At the same time, clearer guidelines are set for cryptocurrency transactions and stablecoin issuers to reduce the risks of money laundering, capital outflows, and illegal operations. This also marks the rapid maturation of regulatory and digital asset policies in the Middle East.

Recently, the UK financial regulatory body FCA proposed a draft intending to exempt certain 'conduct standards' requirements of traditional financial services for cryptocurrency companies, such as the requirement for companies to demonstrate 'integrity, skill, care, diligence, and customer interest'. These rules are standard for traditional financial institutions such as banks and insurance companies, but due to the uniqueness of the crypto business, the FCA believes that applying them comprehensively may stifle innovation in the industry. The draft also notes the need to strengthen the management of cybersecurity and operational risks. Public consultation will continue until November.

According to reports, the U.S. Securities and Exchange Commission (SEC) today approved new rule changes aimed at simplifying the listing process for spot cryptocurrency ETFs (such as Solana, XRP, etc.) on major exchanges like NYSE, Nasdaq, and Cboe. This move significantly shortens the cumbersome processes that previously required case approval or dual applications, with the new universal listing standards expected to reduce the approval time from a maximum of 240 days to about 75 days. This is a major policy breakthrough for the cryptocurrency industry, expected to accelerate capital inflow and product innovation.

The UK Financial Conduct Authority (FCA) intends to include cryptocurrency service providers within its regulatory framework starting next year, while simultaneously exempting certain existing regulations to reflect the characteristics of cryptocurrency assets. The FCA stated that traditional financial regulatory rules are not entirely suitable for the cryptocurrency sector, such as high price volatility and significant differences in product characteristics. Exemptions may include requirements for certain senior managers or systems, and customer cooling-off periods may also not apply. The FCA is also strengthening the control of operational risks, which has garnered particular attention in the industry following the $1.5 billion hack incident involving Bybit. If this policy is implemented, it will reduce regulatory costs and barriers for many UK cryptocurrency companies.

The Malta Financial Services Authority (MFSA) today opposed the proposal from countries such as France, Italy, and Austria to centralize the regulatory authority over major cryptocurrency companies within the European Union to the European Securities and Markets Authority (ESMA). MFSA pointed out that this move would increase the risk of bureaucratic procedures and inefficiencies, especially at a time when the EU is trying to enhance its regulatory framework and competitiveness in the field of cryptocurrency assets. While supporting unified regulatory standards within the EU, Malta believes that excessive centralization may do more harm than good. This dynamic shows that under the MiCA regulatory framework, there remain significant disputes among different member states regarding the trade-off between 'regulatory centralization vs national autonomy.'

Recently, the global banking industry guidance organization Wolfsberg Group released new guidelines that provide a framework for banks on how to legally and compliantly collaborate with stablecoin issuers. The content includes requirements such as risk assessment, anti-money laundering (AML), and transparency of reserves. The purpose of this guidance is to give banks clear criteria when providing reserve management and operational account services, to reduce regulatory and legal risks associated with collaborating with stablecoin businesses. This is beneficial for both stablecoin issuers and banks, helping to expand the compliance boundaries of business collaboration.

Recently, it has come to light that the French regulatory authority AMF is collaborating with Italy, Austria, and others to express strong doubts about the 'cross-border licensing system (passporting)' under the MiCA framework. This is because the crypto regulatory standards in some countries are considered lax, allowing crypto companies to register in countries with looser standards and then operate throughout the EU. France is now threatening to potentially block such companies from operating within its borders unless they receive direct authorization from the European Securities and Markets Authority (ESMA) or EU-level regulatory oversight. If this happens, it could change the location and registration strategies of crypto companies across the EU.

Recently, the token Remittix (RTX) has attracted considerable attention in the market. This coin is positioned as PayFi (Payment + Finance), focusing on cross-border and remittance applications, with a high degree of integration with actual use cases. During the previous presale phase, it raised substantial funds and is viewed by some analysts as one of the potential high-growth tokens for 2025. If its product practicality and market deployment are achieved, it could trigger significant value growth.