OpenPayd integrates enterprise‑grade RLUSD stablecoin & payment rails.
RLUSD backed 1:1 by USD, regulated under NYDFS charter.
Targeted at cross‑border payments, treasury, DeFi, real‑world asset use.
Ripple has partnered with OpenPayd—a London-based banking-as-a-service platform—to integrate RLUSD, Ripple’s compliant USD-pegged stablecoin, into OpenPayd’s global payments infrastructure. OpenPayd processes over €130 billion annually and will now offer enterprise clients a seamless bridge between traditional banking systems and blockchain networks.
This collaboration is designed for businesses that demand low-cost, real-time international transfers, improved treasury management, and programmable asset flows using blockchain.
RLUSD: Built for Compliance & Liquidity
RLUSD is fully backed by U.S. dollars, government bonds, and cash equivalents. It is issued under a New York Department of Financial Services (NYDFS) trust license, ensuring full regulatory compliance and monthly audits by independent firms.
Natively available on both the XRP Ledger and Ethereum, RLUSD offers fast settlement times, flexible on/off‑ramps, and integration with decentralized finance platforms. With platforms like Alchemy Pay also supporting RLUSD, businesses and users across 170+ countries can access it via multiple payment methods.
NEW: Ripple teams up with OpenPayd to deliver enterprise-grade $RLUSD stablecoin and payment infrastructure. pic.twitter.com/4YJASgAoXm
— Cointelegraph (@Cointelegraph) July 2, 2025
Enterprise-Grade Use Cases
The integration of RLUSD with OpenPayd gives businesses powerful tools for managing liquidity, executing cross-border payments, and automating treasury workflows using smart contracts.
Ripple has already implemented RLUSD into its Ripple Payments system, accelerating global transactions for financial institutions. As of mid-2025, RLUSD’s market cap is approaching $250 million, with trading volumes exceeding $10 billion, signaling strong interest from enterprises.
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