📊🇮🇳Indians’ investing pattern (RBI data):
• Bank deposits: ₹6.5 L Cr (~25.5 %)
• EPF & pension: ₹5.8 L Cr (~22.7 %)
• Life-insurance: ₹4.4 L Cr (~17.2 %)
• Small savings: ₹3.4 L Cr (~13.3 %)
• Currency & cash: ₹2.6 L Cr (~10.5 %)
• Mutual funds: ₹1.6 L Cr (~6.3 %)
• Direct equities: ₹48,613 Cr (~1.9 %)
Meanwhile, 🇮🇳 is also becoming a global crypto powerhouse:
🔹 Over ~7.1% of Indians ~97.5 million people now own crypto.
🔹 In 2025, India ranked #1 globally in crypto adoption (retail, DeFi, institutional flows).
🔹 Gen Z (18–25) now makes up ~37.6 % of crypto investors, overtaking Millennials.
So while traditional savings still dominate, a fast-growing youth-led wave is quietly building a crypto-first mindset in India.
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