In the evolution of DeFi lending, overcollateralization was just the bootstrap phase.
Now comes the income layer- and Huma Finance is setting the new standard.
By tapping into real-world income flows, Huma enables:
→ Tokenized cash flows → Income-splitting contracts
→ Programmable credit rails that follow the user
Think of $HUMA as the settlement layer for income-backed DeFi primitives.
Lenders and builders can now:
🔹️ Create revolving credit lines linked to invoices 🔹️ Fund ecosystem growth via credit instead of token grants
🔹️ Extend loans to Web3 earners without forcing token deposits
Huma lets us go from "what’s locked in your wallet" → to "what are you capable of generating?"
That’s an entirely different financial system.
One that doesn’t rely on whales, but on creators, builders, and workers.