While the experts are buzzing with XRP possibly hitting $20, the majority of traders are already reconsidering their positions. With a current price of $2.14, XRP has pulled back marginally, but only by 0.02%. Long-term optimists are still optimistic.

At the same time, clandestine investment into payment projects like Remittix is on the rise in the shadows. 

Can XRP Regain Its 2017 Magic?

XRP was once the third-largest cryptocurrency in terms of market cap with an enormous community and strong institutional roots. Today, following years of court battles and a slow build-up, it seems to be gaining traction once again.

Its market cap is currently at $126.5 billion with a 24-hour volume of $2.23 billion, having fallen over 33% in recent times. Most anticipate that if XRP gets above its previous high, a push towards $10 or even $20 could follow.

But such is the estimate contingent upon revived interest, ramped-up adoption, and a win in the existing regulatory narrative. Otherwise, it can stay stuck in the same space as more nimble tokens like Sui, Pepe, and Pi Network capture market share.

Remittix Might Be the Dark Horse That Surprises Everyone

Behind the scenes, Remittix (RTX) is major leagueing in crypto payments. The wallet announcement last week and Q3 launch preparation prove that this project isn't hype — it's building something real.

Remittix solves one of crypto's biggest challenges: sending crypto to bank accounts with ease. Its live crypto-to-fiat bridge has BTC, ETH, and XRP support, rendering it extremely useful in the real world.

Over 545 million tokens have been sold already and over $15.7 million raised. RTX currently trades at $0.0781, with a still open 50% token bonus as it shoots for its $18 million soft cap.

Experts speculate Remittix's use case and traction are like early-stage plays like Ripple and Stellar — but with even faster execution. And because it's targeted towards solving actual pain points, the long-term upside looks solid.

With the introduction of the Remittix wallet in Q3, this could be one of the only tokens to see real adoption beyond crypto Twitter. Timing is everything — as XRP heats up, Remittix offers a utility-based alternative.

Final Thoughts

The $20 XRP call is certainly far-fetched, but it's not entirely out of the question — if everything falls into place. A regulatory win, strong partnerships, and growing adoption could help create a parabolic move.

But smart investors aren't putting all their eggs in the Ripple basket. Some are eyeing up fast-rising projects like Pepe, Sui, and Pi Network, and more and more, they're eyeing up Remittix for practical use.

It will be a milestone moment if XRP hits $20. But if not, it could be the lesser-known coins that make the big bucks.

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