xrp

U.S.-based investment advisory firm The Motley Fool reveals three reasons they believe #XRP could record a price rally before summer.
Notably, XRP remains under pressure along with the broader crypto market, falling by more than 3% in May. Despite this decline, The Motley Fool believes several factors could help the crypto asset rebound before summer arrives.
Key Points
XRP has declined more than 3% this month alone, on track to record its seventh monthly loss in eight months.The Motley Fool believes XRP still has a good chance of engineering a comeback before summer.They highlighted the passage of the Clarity Act, XRP ETF inflows, and Rakuten Wallet integration as reasons for a possible XRP rally.
XRP Down Alongside Rest of the Market
The report, authored by financial writer Lyle Daly, explained that XRP has stayed mostly flat in recent weeks. While it traded at around $1.40 at the time of the report, the crypto asset has since collapsed to $1.32 at press time.
Notably, this represents a sharp drop compared to last year, when it climbed above $3 and stood out as one of the market’s top-performing cryptocurrencies. Daly noted that this downward price action is part of a broader trend, as the entire crypto market is currently going through a downturn.
He added that while crypto prices can be hard to predict, certain developments could help XRP regain strength in the near term. According to him, these factors may start to influence the market before summer begins.
Regulatory Progress from Clarity Act
Daly mentioned regulatory clarity as one of the major drivers that could support XRP’s recovery. He noted that uncertainty around regulations has long affected the crypto market, especially XRP, due to its ties to Ripple.
The company spent years in a legal dispute with the U.S. Securities and Exchange Commission, which claimed XRP was an unregistered security. However, the case was settled last August.
The Motley Fool report then highlighted the Clarity Act, which aims to create a clearer set of rules for cryptocurrencies. While the SEC and the Commodity Futures Trading Commission already treat XRP as a digital commodity, the new bill could make that status official under federal law.
This could remove a major concern for investors and open the door for more institutional adoption. Daly noted that the Senate Banking Committee passed the Clarity Act on May 14, which briefly pushed XRP’s price higher. The bill now moves to the full Senate, where a vote is expected in June.
XRP ETF Growth Shows Rising Institutional Demand
Daly also called attention to the growing interest in XRP ETFs. These products allow large investors to gain exposure to XRP, and recent data shows that inflows are picking up. On May 11, spot XRP ETFs recorded $25.8 million in inflows, the highest single-day figure since Jan. 5.
He compared this to other crypto funds, noting that Ethereum ETFs saw nearly $17 million in outflows on the same day. As of May 16, XRP ETFs held about $1.3 billion in total assets. Daly also cited a forecast from JPMorgan Chase, which expects these funds to attract between $4 billion and $8 billion in their first year.
Although current inflows are still below this range, Daly said momentum can build quickly in the crypto market. He added that clearer regulation through the Clarity Act could further support this growth.
Recent data also shows more impressive figures since The Motley Fool report. Notably, XRP ETFs have not recorded a single day of outflows with only two days left in May, marking their longest streak this year.
In May alone, they have brought in $120 million in net inflows, raising total cumulative inflows to $1.41 billion. This puts May on track to become the best month of the year and the third strongest overall, behind November and December 2025.
Rakuten Integration Expands XRP’s Use Case
Another major development highlighted by The Motley Fool is Rakuten’s XRP integration. Daly reported that Rakuten Wallet, part of Japan’s largest e-commerce company, added XRP to its Rakuten Pay app last month. This allows its 44 million users to use XRP as a payment method across more than 5 million merchants in Japan.
Users can also buy XRP using Rakuten Points, a rewards system that has issued over 3 trillion points worth about $23 billion. Daly said this fits well with XRP’s purpose as a fast and low-cost payment option.
He noted that letting users convert reward points into XRP could help drive adoption, especially among new users who may not want to invest cash right away. This could make it easier for more people to start using the cryptocurrency.
Positive Signals, But No Guarantees
Daly concluded that XRP has seen several positive developments recently, though this does not guarantee a price increase. According to him, it remains difficult to predict movements in the crypto market.
However, he believes the improving regulation, rising ETF interest, and growing real-world use could support XRP’s price. These factors suggest that the asset could see a strong move as summer approaches.
#Crypto

The debate around cryptocurrencies in the United States is entering a new phase. The CEO of Ripple, Brad Garlinghouse, responded to recent remarks by Donald Trump, describing them as clear evidence that U.S. policy is becoming more open to digital assets. According to him, long-standing resistance to crypto is gradually fading, having served more to protect the traditional financial system than to support investors.
Garlinghouse argues that pressure against cryptocurrencies is losing support across the board. Court rulings, shifts in public opinion, and current political rhetoric all suggest that a strategy based on enforcement and litigation is reaching its limits. At the same time, the need for clear and predictable regulatory rules is becoming increasingly urgent.
XRP and legislation at the center of attention
XRP continues to play a major role in this debate, as its legal history has significantly shaped how digital assets are viewed in the United States. A key court decision in 2023 established an important distinction between exchange-based trading and institutional sales. This outcome is now serving as a foundational reference point for upcoming legislation.
The focus is gradually shifting from courtrooms to Congress, where lawmakers are working on a clearer regulatory framework. Proposed legislation aims to replace uncertainty with well-defined rules governing market structure, exchange oversight, and institutional access to crypto. It also addresses the division of responsibilities between regulators and the creation of a more stable environment for innovation.
Politics is shifting direction
Trump’s statements have also moved crypto into a broader political context. He criticized previous regulatory approaches, arguing that excessive pressure drove innovation out of the United States. At the same time, he hinted at ambitions to integrate digital assets more deeply into the country’s economic strategy and strengthen their role going forward.
The crypto sector is now at a critical turning point. If clearer regulations are introduced, it could open the door to wider institutional adoption and more stable growth. Ripple and other industry players are actively engaging in this process, as the rules being shaped today will define the market for years to come.
#xrp , #TRUMP , #Ripple , #blockchain , #DigitalAssets
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The information and opinions presented in this article are for informational and educational purposes only and should not be considered financial or investment advice. Nothing on this page constitutes a recommendation to buy or sell any assets. Cryptocurrency investments are inherently risky and may result in financial loss. Always do your own research before making any investment decisions.