A leading crypto analyst predicts XRP could skyrocket by 1,300%, potentially reaching $45, as activity on the XRP Ledger (XRPL) hits all-time highs. This surge signals renewed investor interest, while the traditional SWIFT system shows signs of decline.
XRP Ledger Gains Momentum, SWIFT Loses Ground
While SWIFT, the backbone of international bank transfers for decades, is experiencing a 15% drop in volume, XRPL is gaining popularity thanks to its fast settlement times (3–5 seconds), lower costs, and elimination of correspondent banking chains.
Ripple CEO Brad Garlinghouse recently stated at the Apex XRPL Summit that XRPL could process up to 14% of global SWIFT volume within five years. With SWIFT currently handling over $150 trillion annually, this projection suggests XRPL could process more than $21 trillion.
RippleNet, which runs on XRPL, is already facilitating billions of dollars in cross-border transfers. This allows banks and fintech firms to improve liquidity and cut costs.
New Technologies Boost XRP Interest
Investor confidence is also being driven by the official launch of the EVM-compatible sidechain on XRPL on June 30. In just the first week, over 1,400 smart contracts were deployed—more than 1,300 of which remain active.
In addition, Ripple’s new stablecoin RLUSD aims to tap into the $685 billion remittance market. As RLUSD sees growing use in payments, DeFi, and cross-border transfers, XRPL transaction volume is expected to increase further—raising demand for XRP and boosting its price through stronger on-chain liquidity.
Technical Analysis Hints at Major Breakout
Crypto analyst The Great Mattsby has highlighted a renewed expansion of XRP’s monthly Bollinger Bands—a technical signal last seen before the explosive 1,300% rally in 2017. Based on his Gann-based chart model, XRP could reach a target price of around $45.
At the time of writing, XRP is trading at $3.50 with a market cap exceeding $207 billion—up over 63% in the past month, in line with rising exchange activity and investor interest.
Key Metrics Reflect Surging Activity
Daily XRPL activity has soared, with notable metrics including:
🔹 Over 29,000 active addresses
🔹 More than 10,000 unique traders
🔹 Daily transactions exceeding 830,000
🔹 $6.25 million in meme coin trading volume
🔹 $5.6 million in stablecoin activity
🔹 Over $12 million in DEX volume, signaling strong liquidity
Conclusion: Is XRP on the Brink of a New Era?
As XRPL scales beyond payments into smart contracts and stablecoin-powered remittances, both activity and investor confidence are rising. Experts believe this convergence of technological progress, migration from SWIFT, and surging adoption could propel XRP to unprecedented heights.
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