stablecoins

The CLARITY Act which would regulate digital assets, remains undetermined due to a stalemate between Coinbase and the White House over the provisions of the stablecoin yield. Stablecoin yield refers to the interest-like return offered on balance funds held as stablecoins.
The Dispute
The disagreement focuses on the Senate's draft text, which attempts to prevent digital asset providers from yielding interest on stablecoin holdings, yet allows other forms of rewards that can be linked to user activity. Brian Armstrong, the chief executive of Coinbase, counters that this would hurt competition and favor traditional banks. The White House is said to be furious with the Coinbase decision to withhold support for the bill and might ditch the legislation unless Coinbase agrees to a compromise.
Stakes for Coinbase
For Coinbase, the supply of yield from stablecoins is huge, at around $1 billion in revenue per year. The company has countered that such a move would wipe out a major revenue stream and also limit innovation. Armstrong has framed the dispute as one pitting his business against bank lobbying efforts seeking to stifle competition through regulation.
Potential Impact
However, it appears that the future of CLARITY is uncertain at this moment, with postponement of its markup session by the Senate Committee on Banking. This could also impact the future of the cryptocurrency market, with market observers speculating that an overly stringent bill might fragment markets, resulting in people using offshore markets.
Key Issues
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- Yield Restrictions on Stablecoins: The provision within the bill that prevents digital asset service providers from paying yield on stablecoins.
- Banking Lobbying: The argument between Coinbase and banks refers to lobbying by banks in regard to regulations. The company claims that banks are employing
- Regulatory Uncertainty: The fate of the bill remains uncertain, which has repercussions for the crypto market.
What’s Next? The industry is eagerly waiting to see whether lawmakers will be able to strike a middle ground to pass the legislation. The White House crypto czar David Sacks appealed to the industry to take this opportunity to “resolve any remaining differences." The result of this vote is indeed likely to be of monumental significance to the future of crypto regulation in the US.
#crypto #DigitalCurrency #stablecoins #crypto #cryptomarket
$USDC
$USD1

Plasma represents a significant step forward in the evolution of stablecoins. By solving the gas problem and providing a robust, scalable, and secure platform, Plasma is paving the way for a future where stablecoins are truly accessible to everyone. Keep an eye on @plasma for updates and developments – the future of stablecoins is being built right now!
#plasma $XPL #stablecoins #blockchain #crypto #innovation #web3 #zerofee #USDt

Here's what they're building:

A completely new trading venue with:
• 24/7 operations (no market hours)
• Instant settlement (not T+1)
• Stablecoin-based funding (not bank wires)
• "Tokens natively issued as digital securities"

Not retrofitting the existing exchange.
Not adding blockchain to the back office.

An entirely new venue.

Think about what this means:

NYSE will run two exchanges.

The old one: 9:30-4:00 EST, T+1 settlement, bank wires.

The new one: 24/7, instant settlement, stablecoin rails.

They're not choosing between traditional and digital.

They're operating both in parallel.

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How does this compare to others?

Everyone else is building infrastructure to tokenize existing assets:
• DTCC tokenizes existing custodied securities
• State Street tokenizes MMFs and ETFs
• Nasdaq amends rules for tokenized trading alongside traditional

NYSE is building a new way to bring equities on-chain AND the venue to trade them.

This puts them in competition with Figure's OPEN and Superstate.

Native digital issuance. Native digital trading.

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Tokenized stocks enable a world where:

• Settlement happens on-chain
• Custody lives in wallets, not DTCC
• Trading never stops
• Capital formation happens in stablecoins

The question for every institution:

Are you digitizing your existing business or building the business that replaces it?

NYSE just answered: both.

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#fintech #tokenization #infrastructure #digitalassets #Stablecoins

As we move further into 2026, the blockchain landscape is shifting from "general-purpose" chains to specialized infrastructure. Leading this charge is Plasma, a Layer 1 blockchain specifically engineered to be the global settlement layer for digital dollars. While other networks struggle with fluctuating gas fees that make micro-transactions impossible, @undefined introduces a game-changing architecture optimized for speed and cost-efficiency.
​The Zero-Fee Revolution
​The standout feature of the Plasma network is its ability to facilitate zero-fee USD₮ transfers. By utilizing a protocol-level paymaster system, users can send stablecoins without needing to hold a separate gas token for basic transfers. This effectively removes the "gas fee hurdle" that has historically prevented stablecoins from becoming a mainstream payment method for everyday coffee purchases or global remittances.
​Powered by $XPL
​At the heart of this ecosystem is the $XPL token. While stablecoin transfers can be gasless, $XPL serves several critical functions:
​Network Security: Powering the PlasmaBFT consensus mechanism, where validators stake $XPL to secure the chain.
​Governance: Holders have a say in the evolution of the "Money Chain," voting on protocol upgrades and ecosystem fund allocations.
​Institutional-Grade Security: Plasma isn't just fast; it’s secure. It anchors its state to Bitcoin, leveraging the world’s most secure ledger to finalize its transaction history.
​What’s Next in 2026?
​The roadmap for this year is ambitious. With the upcoming launch of Plasma One, a stablecoin-native neobank, the project is bridging the gap between DeFi and traditional finance. Imagine earning 10%+ yield on your holdings while spending them via a physical card in over 150 countries all powered by the underlying efficiency of the Plasma blockchain.
​For those looking at the long-term utility of crypto, @Plasma and its native token $XPL represent a shift toward real-world application. It’s not just about the tech; it’s about making money move at the speed of the internet.
​#Plasma #Stablecoins #Web3Payments #Crypto2026to2030

For years, the crypto community has debated which blockchain would become the "global settlement layer." While Bitcoin provides the security and Ethereum provides the programmability, the high costs and volatility of gas fees have often made daily commerce difficult. This is where @undefined enters the conversation with a bold, purpose-built approach.
​Solving the "Gas" Friction
​One of the most significant barriers to the mass adoption of stablecoins like USDT has always been the requirement to hold a native network token to pay for gas. @undefined addresses this head-on. By building a Layer 1 infrastructure specifically for stablecoins, the protocol allows for zero-fee USDT transfers.
​This isn't just a minor optimization; it is a fundamental shift in how we think about "money chains." When a user can send digital dollars as easily as a text message—without worrying about $15 gas fees or having enough ETH/BNB in their wallet—the door to global remittances and micro-payments finally swings open.
​While stablecoin transfers can be gasless for the end-user, the network itself requires a robust economic engine. That engine is the $XPL token.Network Security: Through the PlasmaBFT consensus mechanism, validators stake $XPL to secure the ledger, bridging the gap between Bitcoin’s security and EVM flexibility.
​Governance: As the ecosystem matures, $XPL holders play a pivotal role in deciding protocol upgrades and treasury allocations.
​Sustainable Incentives: By acting as the reward mechanism for those maintaining the infrastructure, $XPL ensures that the "zero-fee" experience for users doesn't come at the cost of network health.
​Looking Ahead to 2026
​With the anticipated launch of the Plasma One neobank and debit card features later this year, we are moving beyond simple speculation. We are entering an era where your on-chain assets are instantly spendable in the real world with the security of a Bitcoin-anchored L1.
​For anyone following the intersection of DeFi and real-world payments, @Plasma is a project that demands a closer look. It isn't trying to be "everything for everyone"—it’s trying to be the best place for stablecoins to live and move.
​#plasma #Stablecoins #Web3Payments #XPL #CryptoEcosystem