DeFi has made lending and borrowing more accessible, but accessibility alone doesn’t solve the problem of uncertainty.

When rates keep changing, it can be difficult to know the true cost of borrowing or the return you may receive from lending over a longer period.

Fixed-rate markets offer a different approach: more clarity around the rate for a defined period, making it easier to plan ahead.

That’s why @TermMax is an interesting concept for DeFi — bringing fixed-rate lending and borrowing into a decentralized environment.

Do you think predictable rates will become more important as DeFi matures?

#TermMax