A quiet policy shift just sent a loud signal.
Bank of America has officially stepped into the crypto conversation — and this time, it’s not waiting for clients to ask. Advisors are now actively recommending up to a 4% allocation to Bitcoin and crypto, marking a clear move from “on request only” to institution-backed guidance.
That change matters more than the percentage itself. When one of the largest banks in the world starts framing crypto as a portfolio component instead of a side curiosity, the narrative shifts with it.
This isn’t hype. It’s normalization — and it’s happening faster than most are watching.

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