tokenization

لم يكن 2025 عاماً سهلاً للعملات المشفرة رغم كل التفاؤل الذي كان يحيط بها مع ترقب التغييرات التنظيمية والهيكلية في السوق الأميركية فقد شهدت سوق الكريبتو تقلبات عنيفة طالت بتكوين وإيثريوم وغيرها من العملات فهل يكون عام 2026 أقل حدة في تقلبات هذه العملات المشفرة..
الشرق. طرحت هذا السؤال على ضيفها كريستوفر بيركنز رئيس كوين فاند. الذي رجح أن تسجل أسعار $BTC مستويات قياسية جديدة خلال العام المقبل وأشار إلى أن سوق العملات المشفرة شهدت خلال عام 2025 تحولاً في طبيعتها مع خروج المستثمرين الأفراد ودخول المؤسسات في تغير وصفه بالهيكلي والمستمر
واعتبر بيركنز أن عام 2025 كان قصة مدينتين. إذ جمع بين فترات من الأداء القوي وأخرى من التراجع الحاد لكن النتيجة الأبرز كانت تغيّر تركيبة المشاركين في السوق.

بتكوين العملة المشفرة الكبرى كانت سجلت مستوى قياسياً تجاوز 126 $ دولار قبل نحو شهرين لكنها تراجعت لاحقاً بنحو 30% وتكافح للحصول على مستويات الدعم.
من الأسباب الرئيسية لهذا التراجع أن المستثمرين القدامى لم يتوقفوا عن البيع وتظهر بيانات حديثة أن العملات المحتفظ بها منذ سنوات تباع بأحد أسرع المعدلات المسجلة في الماضي القريب بينما تتراجع قدرة السوق على استيعابها.
العملات المستقرة في #2026
تطرق بيركنز إلى العملات المستقرة لافتاً إلى أن عام 2025 شهد صدور القانون العبقري #GeniusAct الذي سمح بتوسعة استخدام هذه العملات وقال إن القيمة السوقية أو استخدامات العملات المستقرة قد تصل إلى نحو 600 مليار $ في 2026.
العملات المستقرة هي أصول رقمية صُممت للحفاظ على قيمة ثابتة على عكس تقلبات الأسعار التي تشهدها عملات مشفرة شهيرة مثل بتكوين وغيرها وغالباً ما تكون مرتبطة بعملة تقليدية وعادةً ما تكون الدولار الأميركي.
صدرت تشريعات تنظم العملات المستقرة في أنحاء مختلفة من العالم مثل سنغافورة وهونغ كونغ والاتحاد الأوروبي والمملكة المتحدة لكن أهم تشريع هو قانون التوجيه وإرساء الابتكار الوطني للعملات المستقرة الأميركية المعروف مجازاً بـ القانون العبقري نظراً لأن معظم العملات المستقرة مُسعرة بالدولار الأميركي ولأن الولايات المتحدة الأميركية تُعد من أكبر أسواق العملات المشفرة في العالم.
تهيمن عملتا يو إس دي تي USDT التابعة لـ تيثر و يو إس دي سي USDC التابعة لشركة سيركل #Circle على سوق العملات المستقرة إذ تمثلان معاً أكثر من 80% من حجم السوق.
تطرق بيركنز أيضاً إلى استراتيجية الترهين #tokenization واصفاً إياها بأنها الفكرة الأبرز التي ستنتقل من عام 2025 إلى 2026 معتبراً أن تحويل الأصول إلى رموز رقمية يتيح إدارتها على مدار 24 ساعة بخلاف الأسواق التقليدية.
بالمقابل شدد رئيس كوين فاند على أن التقلبات ستبقى سمة من سمات السوق حتى مع توسع المشاركة المؤسسية ودخولها ضمن المحافظ الاستثمارية#Binance $ETH $BTC

Ondo Finance $ONDO Expands to XRP Ledger; Price Holds $0.37.
What's Happening:
ONDO trades at $0.3739 (-0.77%) as it broadens its institutional reach.OUSG (Treasury-backed token) launches on XRP Ledger, tapping into Ripple's enterprise network.Institutional interest remains high, but price is trapped in a slow downtrend.Analysts see a potential reversal if macro conditions for RWAs improve in Q1.
Why It Matters:
Ondo is the bridge between Wall Street and DeFi. Launching on XRPL is a strategic move to capture the liquidity of older, established crypto networks. It's an infrastructure play, not a hype play.
Technical View:
$0.37 is current support. The trend is bearish until $0.45 is reclaimed. Accumulation volume is low.
🎯 Key Levels:
Support: $0.370 | Resistance: $0.45024h Range: $0.370 - $0.380
💡 "Yields are coming on-chain. Ondo is paving the road."
What's your take? Drop a 🔥 for bullish, ❄️ for bearish 👇
#OndoFinance #ONDO #RWA #Tokenization #Crypto
Disclaimer: This content is for educational purposes only and should not be considered financial advice. Always do your own research (DYOR) before making any investment decisions.

A top policy executive at Coinbase, Faryar Shirzad, has warned U.S. lawmakers that restricting interest or yield on U.S. stablecoins could inadvertently grant significant competitive leverage to China and other global players in the rapidly evolving digital currency landscape. Shirzad’s cautionary remarks highlight how regulatory choices in the United States may influence the adoption and global positioning of digital money innovations.

Stablecoin Interest: A Competitive Battleground
Shirzad stressed that recent moves by the Chinese government to permit interest on its central bank digital currency (CBDC), the digital yuan (e‑CNY), are part of Beijing’s efforts to expand digital money usage domestically. According to Shirzad, this signals how competitive the global digital currency space has become, with nations using incentives to attract users and embed their currencies deeper into daily economic activity.
In contrast, U.S. lawmakers are debating provisions of the proposed GENIUS Act, a legislative initiative backed by the Trump administration designed to solidify the role of U.S.‑issued stablecoins as premier settlement instruments. Shirzad praised the vision behind the bill but cautioned that its approach to stablecoin yield should be carefully calibrated. Improperly handling the issue of interest could weaken the global position of dollar‑linked stablecoins while strengthening non‑U.S. alternatives, including foreign CBDCs.
He emphasized that tokenization represents the future of finance and urged Congress to weigh the implications of any ban on stablecoin rewards very carefully.

China Moves Forward with e‑CNY Interest on Deposits
Meanwhile, China’s central bank — the People’s Bank of China (PBOC) — revealed plans to allow local commercial banks to pay interest on deposits held in the digital yuan, expected to take effect starting January 1, 2026. PBOC Deputy Governor Lu Lei said this development will transform the e‑CNY from a purely transactional digital currency into a fully functional digital deposit instrument, a status that could drive broader adoption among consumers and businesses.
Lei noted that although the digital yuan has been piloted since 2019, widespread acceptance has been modest. The new interest‑bearing feature aims to change that by offering users incentives similar to traditional bank deposits.
“After repeated demonstrations and open pilot programs, a preliminary ecosystem for the digital yuan has been created, paving the way for the development of a central bank‑led digital currency with Chinese characteristics,” Lei explained.

Strong Public Reception and Technological Foundations
According to PBOC figures, the e‑CNY processed nearly 3.48 billion transactions by the end of November, underscoring a broadening engagement across domestic payment channels. Lei said the move to interest‑bearing digital deposits is expected to encourage banks and their clients to use e‑CNY more routinely.
The enhanced digital yuan is also set to incorporate more advanced technology than traditional monetary systems, with features that support tokenization throughout issuance, circulation, and payments processes. Lei highlighted that the digital yuan of the future will serve as a dependable store of value and a means for cross‑border settlement.

Cross‑Border Digital Currency Collaboration
China is also participating in mBridge, a multilateral digital currency platform, which has already processed more than 4,047 cross‑border payment transactions, totaling approximately $55.34 billion in transaction volume. Nearly 95.3% of these transactions involved digital currencies, demonstrating the growing utility of such systems for international payments.

Managing Risks and Regulatory Balance
Despite progress, Lei stressed that responsibly addressing the risks tied to digital currency development remains vital. She noted the complexity of balancing central bank liabilities with the roles of commercial banks and the decentralized qualities of distributed ledger technology (DLT). Ensuring customer rights and strict compliance with regulatory frameworks was described as a priority as the digital currency ecosystem evolves.

#Stablecoins , #USDC , #CBDC , #Tokenization , #CryptoRegulation

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​Introduction:
As the clock strikes midnight, we aren't just changing a calendar; we are entering the "Institutional Maturity" phase of crypto. 2025 was the year of Entry. 2026 will be the year of Usage.
​1. The "ETF" Wave 2.0
In 2025, we saw the birth of BTC and ETH ETFs. In 2026, the focus shifts to Staking ETFs and Solana ETFs. This will bring a "Secondary Wave" of liquidity that could finally push Bitcoin past the elusive $100,000 mark.
​2. The Fusaka & Firedancer Factors
The tech is finally catching up to the hype. Ethereum’s Fusaka upgrade is making L2s invisible and free. Meanwhile, Solana’s Firedancer is pushing the network to 1 million transactions per second. We are moving from "Speculation" to "Application."
​3. Real World Assets (RWA)
The biggest trend for 2026 is Tokenization. From Pakistan’s sovereign bonds to New York real estate, everything is coming on-chain. This provides the "Intrinsic Value" that critics said crypto lacked.
​Final Thoughts:
The $88K consolidation we see today is the base for the next leg up. Keep your eyes on the tech, not just the price.
​Are you ready for the 2026 Supercycle?
$BTC $ETH $SOL

​#2026BullRun #CryptoAnalysis #Web3 #Tokenization #BinanceSquare

SPECIAL REPORT: RWA SECTOR SURPASSES $6.5 BILLION MILESTONE AS INSTITUTIONS PIVOT TO BLOCKCHAIN
The global Real-World Asset (RWA) tokenization market has officially surged past a monumental $6.5 billion valuation as of 7:05 AM in New York City on December 24, 2025 🏙️.
This explosive growth signifies a fundamental shift in how traditional finance interacts with blockchain technology, enabling fractional ownership and 24/7 liquidity for previously illiquid assets globally 📈.

Market analysts are highlighting this milestone as a definitive indicator of the "on-chain" movement, where tangible value is increasingly being digitized and traded on decentralized networks 💎.
Real Estate and Sovereign Bonds have emerged as the primary engines driving this $6.5 billion expansion, representing the most successful integration of digital assets with physical infrastructure 🏰.

Institutional investors are prioritizing these two sectors due to their inherent stability and the clear legal frameworks now governing tokenized financial instruments across major global jurisdictions 🏦.

The ability to settle high-value property deals or government debt trades instantly through smart contracts is drastically reducing administrative costs and removing traditional barriers to entry 🛡️.

This tokenization trend is effectively bridging the gap between the deep liquidity of traditional capital markets and the technological efficiency of decentralized finance (DeFi) protocols and platforms 🌉.
$BTC

By converting physical assets into digital tokens, the RWA sector provides a transparent ledger that tracks ownership and provenance with unparalleled accuracy compared to legacy paper-based systems 📊.
$ETC

The influx of institutional-grade bonds onto the blockchain suggests that the digital asset ecosystem is maturing into a primary layer for the world’s most critical financial infrastructure ⛓️.
As the RWA sector continues to scale, it is expected to attract trillions in traditional capital seeking the speed, transparency, and global accessibility offered by modern blockchain architectures 🚀.
Current data suggests that this $6.5 billion mark is only the beginning of a broader trend where every major asset class will eventually have a digital representation 🗺️.
The convergence of heavy-weight financial institutions and blockchain developers is creating a new economic standard that prioritizes programmable value over static, traditional asset management models ⚡.
#RWA #Tokenization #RealEstateOnChain #CryptoFinance