$BTC $BNB Three Major Crypto Bills to Transform Bitcoin & Crypto
The U.S. is poised to become a global crypto hub with three pivotal crypto bills:
✅ CLARITY Act✅ Anti-CBDC Surveillance State Act✅ GENIUS Act
Led by House Financial Services Committee Chair French Hill and Agriculture Committee Chair GT Thompson, these bills could reshape both the crypto and traditional financial markets.
📘 CLARITY Act: Clear Regulatory Framework
Goal:
Establish a clear legal framework for digital assetsDefine SEC and CFTC jurisdictionsProtect investors
Key Points:
Classifies tokens as commodities or securitiesRequires crypto exchanges to register with the CFTCEnhances transparency and client fund protectionReduces legal ambiguity, attracting institutional capital
Impact:
Creates regulatory clarity, easing ETF approvalsImproves market liquidityEncourages institutional adoption
Progress:
✅ Passed the House (47–6)🔜 Awaiting review during “Crypto Week” (July 14–18, 2025)
🔒 Anti-CBDC Surveillance State Act: Protecting Financial Privacy
Goal:
Block the Federal Reserve from issuing CBDCs to individualsSafeguard financial privacyPrevent surveillance-based financial control
Key Points:
Bans direct and indirect CBDC issuanceRequires Congressional approval for any CBDC rolloutHighlights concerns over state control (e.g. Canada 2022 bank account freezes)
Impact:
Strengthens Bitcoin’s role as a decentralized alternativeProtects banks from disintermediation by CBDCs
Progress:
✅ Passed the House (216–192 on May 23, 2024)🔜 Awaiting Senate approval during “Crypto Week”
💵 GENIUS Act: Strengthening Stablecoins & the USD
Goal:
Regulate payment stablecoinsReinforce U.S. dollar dominance in the digital economyBoost user confidence and market transparency
Key Points:
Defines stablecoins as separate from securities or commoditiesRequires full 1:1 USD reserves, AML compliance, and licensingPermits regulated banks to issue stablecoins
Impact:
Boosts trust in USDC/USDT, improving market depthEmpowers USD as the backbone of the digital financial systemFacilitates global stablecoin adoption
Progress:
✅ Passed the Senate (68–30 on June 17, 2025)🔜 Awaiting House vote during “Crypto Week”
🧠 Market Impact & Outlook
Supportive Legal Framework:
Reduces regulatory riskEnhances crypto ETF viabilityAttracts institutional capital
Wider Crypto Adoption:
Positions the U.S. as a leader in crypto regulationReinforces investor confidence
Privacy Protection:
Anti-CBDC Act elevates Bitcoin’s role as a censorship-resistant asset
Outlook:
Fear and Greed Index: 51/100 (Neutral, July 5, 2025)Polymarket Prediction: 74% chance of BTC hitting $120,000 by end of 2025
If passed, these bills could become the catalyst for the next long-term bull run.
⚠️ Risks
A complete ban on CBDCs may slow U.S. fintech innovationGENIUS Act could pave the way for “indirect CBDCs” under banking control
📅 Crypto Week: July 14–18, 2025
This will be a make-or-break moment for the entire industry.
What’s your take on these bills’ impact on Bitcoin and stablecoins?
Drop your thoughts in the comments below 👇
#bitcoin #Stablecoins #crypto #CryptoWeek #Binance ✍️ Written by
@CryptoTradeSmart Crypto Analyst | Becoming a Pro Trader💡 Posting crypto insights and real trading perspectives.