$XRP A recent observation by crypto analyst Ripple Van Winkle has shed light on comments made by American entrepreneur and media host Patrick Bet-David, regarding the potential of XRP in transforming the global payments industry.
During a live segment on his popular PBD Podcast, Bet-David described the Society for Worldwide Interbank Financial Telecommunication (SWIFT) as outdated, emphasizing XRP’s advanced capabilities as a next-generation payment solution.
Van Winkle highlighted this exchange, noting that it had not received the level of recognition it deserved within the financial and digital asset communities.
👉Contrasting SWIFT and Ripple Technology
In his analysis, Van Winkle stressed that Bet-David’s remarks captured a critical truth about the current state of international payments.
The SWIFT network, established in the 1970s, has long served as the global standard for cross-border transactions. However, it relies on intermediaries and legacy infrastructure that can delay settlement times and increase transaction costs.
According to Van Winkle, Ripple’s blockchain-based payment system eliminates many of these inefficiencies, providing instant settlement without the need for correspondent banks or costly wire fees.
He noted that this technological advantage has already led to widespread adoption, with more than one hundred financial institutions currently using or testing RippleNet.
This network supports real-time global transfers, demonstrating the practicality of blockchain-based liquidity solutions in mainstream finance. Van Winkle emphasized that Ripple’s system is not experimental, but an operational and scalable infrastructure reshaping how value moves across borders.
👉Institutional Adoption and XRP’s Role
Van Winkle explained that each transaction processed through RippleNet exerts a positive influence on XRP, the digital asset used for liquidity within the network.
Unlike speculative use cases, XRP’s function in facilitating real-world transactions underpins its utility and long-term relevance. He underscored that this is not merely a new payment option but a foundational shift in how global transfers are executed.
The network’s performance and reliability, he added, have validated Ripple’s approach to solving one of the most persistent challenges in global finance—cross-border settlement speed and cost.
👉Shift in Financial Infrastructure
Patrick Bet-David’s endorsement of XRP as an evolution beyond SWIFT supports the growing belief that blockchain solutions are poised to redefine financial systems. While traditional networks continue to hold dominance, the growing efficiency, scalability, and adoption of RippleNet indicate a significant shift underway.
Van Winkle’s commentary positions this moment as an early sign of that transition, where innovation, not tradition, determines the future of international money movement.
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