Morpho is reshaping decentralized lending by prioritizing efficiency and flexibility. Initially built over Aave and Compound it now operates as a fully independent infrastructure where anyone can create custom lending markets.
At its core, Morpho offers Markets for building isolated lending pools and Vaults for managing yield and risk in a simplified way. This dual system enables both advanced builders and everyday users to engage with DeFi lending on their own terms.
Unlike traditional liquidity pools, Morpho’s model directly matches lenders and borrowers whenever possible, optimizing capital use and improving returns. Its open, permissionless design also allows unique and specialized lending products to emerge.
With billions in deposits and growing multi-chain adoption Morpho is becoming a central piece of DeFi’s evolution turning lending from a passive activity into a customizable efficient and transparent ecosystem.
