$USDC USDC is not FDIC ensured. You can only consider it as safe as the stability of the blockchain and the demand of the stable coin. If something bad were to happen, like we’ve seen with other stablecoins you could very quickly lose it all within an hour. Now, is that extremely unlikely, yes. But USDC is a blockchain asset, you’re safer with the APY in a HYSA that is FDIC insured if that’s what you’re$USDC