đš SWIFT Chooses $LINEA Over Rippleâs $XRP? Hereâs Why! đš
For years, Ripple ($XRP) has been seen as SWIFTâs biggest challenger â promising to revolutionize cross-border payments with blockchain, real-time liquidity, and ultra-fast settlements. đđž
But hereâs the twist: Instead of adopting Ripple, SWIFT is now exploring $LINEA, a zero-knowledge rollup network built on Ethereum. đ€
Why the shift? Letâs break it down đ
â Regulatory Confidence:
Rippleâs long legal battle with the SEC left banks cautious. $LINEA, built on Ethereum, offers a cleaner, regulation-friendly framework.
â ISO 20022 Alignment:
SWIFTâs migration to ISO 20022 â the new global payment messaging standard â fits more naturally with $LINEAâs architecture. Ripple hasnât fully bridged that gap yet. đ
â Governance & Trust:
SWIFT values neutrality. $LINEAâs Ethereum-native design supports permissioned use cases without tying everything to a single token like XRP.
â Interoperability & Innovation:
With smart contracts, tokenization, and multi-asset support, $LINEA gives SWIFT more flexibility for future blockchain integration.
đĄ Bottom Line:
Ripple remains a strong force in cross-border settlements, but SWIFT seems to prefer Ethereumâs ecosystem over XRPâs single-token model.
âïž The battle isnât over yet â
Will Rippleâs network of banks rally behind $XRP, or will SWIFTâs bet on $LINEA redefine blockchain finance? đ
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