The rollout of USDC on the XRP Ledger has sparked renewed debate among digital payments enthusiasts. While XRP supporters view it as a boost to on-chain liquidity, a prominent Stellar community voice claims the move lacks depth and substance.
In a detailed thread on X(Formerly Twitter), the account StellarExpert compared XRP USDC narrative with Stellar existing infrastructure, which suggests the real traction is already on XLM.
The thread offers a direct contrast between the two networks. It argues that XRP latest stablecoin push is more of a narrative shift than a platform improvement, especially when measured against Stellar current integration metrics.
Comparing On-Chain Metrics and Adoption
According to StellarExpert, Stellar has supported native USDC since 2021, also maintaining over 1.5 million trustlines and serving thousands of wallets actively using the token.
The first major comparison in the thread centers on trustlines and wallet activity. The network also powers payment rails for businesses and merchants across Africa, Asia, and Latin America.
USDC on XRP Is a Trap — the Real Liquidity Is Already on XLMXRP’s RLUSD rollout flopped — so now they’re leaning on Circle.Meanwhile, Stellar is already years ahead.Let me explain pic.twitter.com/cXL3lJg7Wd
— Stellar Expert (@StellarExpert) June 25, 2025
In contrast, XRP RLUSD token has yet to cross 50,000 trustlines. The tweet points to low transaction velocity and limited usage, which implies that the token has struggled to gain organic traction.
This gap in usage is used to support the claim that XRP stablecoin integration may not provide the outcomes users expect.
Ecosystem and Feature Comparison
The thread lists a number of tools that are currently available on Stellar in addition to usage statistics.
Among these are Soroban smart contracts, tokenized asset support from asset managers like WisdomTree and Franklin Templeton, and practical implementation in humanitarian corridors through collaborations with agencies like UNHCR.
The author uses this list to argue that Stellar infrastructure is live and institution-ready. Meanwhile, XRP recent efforts to adopt USDC are framed as reactive, particularly following underwhelming results from RLUSD launch.
Read Also: XRP Supply Shock Looming as Binance and Upbit Reserves Plunge – Is a $25 Price Surge Coming?
Framing the Broader Message
The final post in the thread draws a firm conclusion: “USDC on XRP is just a narrative. USDC on Stellar is infrastructure.”
The messaging encourages observers to examine on-chain metrics, wallet adoption, and platform integrations when evaluating blockchain viability.
The thread ends with a call to action for users to “follow the trustlines” and focus on real usage, positioning Stellar as the current leader in digital dollar deployment across public blockchains.
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The post Stellar Holder Claims USDC on XRP ‘Is a Trap’ – Here’s Why appeared first on CaptainAltcoin.
