In the crypto race between $XRP and $XLM , both have real strengths:

XRP leads in institutional adoption and tokenization, with forecasts pointing to $3–$10+ if regulatory clarity arrives. Meanwhile, XLM is building a powerhouse DeFi and financial-inclusion ecosystem with smart contracts and big-name partners—projected to hit $1–$3 in the next bull run.

Holding both gives you upside: XLM for stability and steady growth, XRP for high-reward potential. If you’re gearing up for the next wave, the duo could offer the perfect balance