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Attorney Bill Morgan has dismissed speculation that the Ripple vs. SEC lawsuit could extend into late 2026, calling such a delay highly unlikely.
He noted that both parties are actively pursuing a settlement, and the case’s resolution now hinges on Judge Torres’ decision regarding a joint motion to reduce penalties and lift the injunction.
Speculation that the U.S. Securities and Exchange Commission’s (SEC) lawsuit against Ripple could drag on until late 2026 has been debunked by prominent legal expert Bill Morgan.
The case, which has been ongoing since December 2020, has frequently sparked rumors regarding its conclusion, but Morgan says a verdict stretching into 2026 is;
not on the cards.
The latest rumor surfaced on social media platform X, where a user named Bale claimed the case might not reach a resolution until the end of 2026. However, the post lacked factual backing and offered no legal basis for the assertion.
Bale vaguely suggested that August might be a crucial month for developments in the case, which triggered responses from XRP supporters and legal analysts alike.
Attorney Bill Morgan dismissed the claim, calling such a timeline highly unlikely. He clarified that a significant delay would only occur if Judge Analisa Torres rejects the joint motion from the SEC and Ripple seeking an indicative ruling. This motion aims to reduce Ripple’s penalty from $125 million to $50 million and to lift a permanent injunction imposed on the company.
The joint motion was first denied in May due to procedural shortcomings, including a failure by both parties to justify the need for an indicative ruling. However, earlier this month, the SEC and Ripple refiled the motion with additional supporting documentation. Ripple even submitted a supplemental letter to bolster the argument, though Judge Torres has yet to issue a decision.
Morgan noted that if the judge grants the indicative ruling, both sides are expected to request a temporary remand from the Second Circuit Court of Appeals. This would allow the district court to vacate the injunction and reduce the fine—clearing the way for a full settlement. In that event, both parties would likely move to dismiss their appeals and cross-appeals.
On the other hand, if the motion is denied again, the settlement process could be jeopardized, and the case may move back into an appeal phase. Still, Morgan emphasized that this scenario remains improbable, as both Ripple and the SEC appear more interested in settling than prolonging litigation.
Evidence of this intent came on June 16, when both parties jointly requested a pause in appeals until August 15, 2025, to allow time to negotiate a resolution.
While there’s still uncertainty surrounding Judge Torres’ forthcoming decision, legal analysts largely agree that the case is on track for resolution much sooner than 2026. For XRP holders and crypto observers, this signals that a definitive outcome may arrive in the near term—possibly within the next several months.
