Under appreciated point wrt to stablecoin adoption is that the most underserved, largest, and fastest growing market today is the EM SMB market, not retail global south.

Nubank called out how this segment has surprised them a few weeks ago - over 5mm accounts in Brazil with no investment or marketing.

In the report we did with @artemis and @CastleIslandVC we showed that B2B cross-border payments was the fastest growing payments use case.

Stripe/Bridge launched their stablecoin Financial Accounts aimed at this segment.

Access to US dollar financial services will only accelerate the growing trend of entrepreneurship in this economies - likely the biggest near term opportunity for any new stablecoin powered biz is solving problems for this segment.