Stellar (XLM), a blockchain platform known for its fast and cost-effective cross-border payments, is gaining traction among retail and institutional investors in 2025. Despite its appeal, the concentrated distribution of XLM supply and its potential for real-world asset (RWA) applications pose both opportunities and challenges. Concerns arise from the fact that the top 10 XLM wallets hold around 25 billion XLM out of a total circulating supply of 30.9 billion XLM, raising questions about decentralization and market influence. However, the increasing number of active accounts and the growth of real-world asset tokenization on the Stellar network indicate a positive trend towards adoption. While the rise in XLM balances on Binance may signal sell pressure, it also reflects growing demand for trading. Stellar's position as a key player in the RWA market, with significant partnerships and steady growth in asset value, underscores its potential in the crypto space. Read more AI-generated news on: https://app.chaingpt.org/news