InternationalNews

In a historic step that marks a major shift in the future of financial transactions, Bank Al-Maghrib (Morocco's central bank) has officially announced the launch of the Digital Dirham's first experimental phase. With this move, Morocco becomes one of the first Arab and African countries to approach the implementation of a Central Bank Digital Currency (CBDC).

This announcement was made in July 2025 by Abdellatif Jouahri, Governor of Bank Al-Maghrib, who revealed that the digital currency will be issued directly by the central bank—without intermediaries such as commercial banks. It will allow citizens to make payments using mobile phones, even without having a bank account.

💡 What Is the Digital Dirham?
The Digital Dirham is a digital version of the national currency. It holds all the characteristics of physical cash but offers several advantages, including:

Instant peer-to-peer transactions.Programmable features to control how and where it can be used.Reduced reliance on physical banknotes.Improved financial inclusion, especially in rural or underserved areas.

🌍 International Collaboration and Cross-Border Testing:

In a groundbreaking move, Bank Al-Maghrib partnered with the Central Bank of Egypt, with support from the World Bank, to test the use of the Digital Dirham for cross-border payments. This initiative could pave the way to bypass traditional systems like SWIFT and reduce reliance on the U.S. dollar in international transactions.

⚠️ Can the Digital Dirham Be Traded on Crypto Exchanges?:

No, the Digital Dirham is not available on any crypto trading platform (such as Binance or OKX).
Here’s why:

It is not a cryptocurrency like Bitcoin or Ethereum but a sovereign digital currency issued and controlled by Morocco’s central bank.It is intended for domestic use only, not for global investment or speculation.It is not subject to market supply and demand and cannot be traded freely.The project is still in a testing phase, and has not been released to the general public.Once officially launched, the Digital Dirham will be used via government-approved digital wallets and mobile apps within Morocco—not on open crypto markets.

🧩 Legal and Technical Framework:

Bank Al-Maghrib confirmed that the legal framework for the Digital Dirham has been finalized and submitted to the Ministry of Economy and Finance. The project now awaits formal approval and regulatory readiness before its official release, likely over the medium to long term.

🗣️ What Does This Mean for Moroccan Citizens?:
Citizens will be able to make everyday payments and transfers digitally—even without a bank account.Government aid and subsidies could be delivered directly, with better transparency and targeting.The economy will see reduced cash usage and improved tracking of financial flows.

🔮 Are We Headed for a Cashless Future?:

That reality may be closer than expected. Morocco is not just observing the global trend toward digital currencies—it is actively shaping its own path toward a more inclusive and technologically advanced monetary system.

🔚 As innovation accelerates, Morocco is not standing still—it’s moving steadily toward a Digital Dirham that could reshape the nation’s economic future.
Do you think such a system would be beneficial in your own country as well?

Sources:
Bank Al-Maghrib – SNRT News – Morocco World News – Hespress – Rue20 – Assahafa

#internationalnews #CryptoNews #morocco
#BinanceSquare #WorldCoin.
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¡Uff, qué montaña rusa! Si eres de los que tienen sus ahorritos en cripto, seguro estos días has sudado frío. La cosa es que el conflicto entre Irán e Israel, que ya venía calentandose, ha puesto los mercados patas arriba. Y claro, las criptomonedas, que ya de por sí son más volátiles ¡se han vuelto locas!

Es como si de repente, en vez de un bróker, tuviéramos a un DJ poniendo música a todo volumen, pero en lugar de canciones, son gráficos que suben y bajan sin parar.

Las cripto, al no estar respaldadas por gobiernos ni bancos centrales, son percibidas por muchos como un activo de riesgo, y en momentos de tensión, son las primeras en sentir el golpe. Así que, si estás en este barco, ¡cinturón de seguridad y paciencia! Es un mar agitado, pero como dicen por ahí, después de la tormenta, siempre sale el sol... o al menos eso esperamos.

Atento a estas recomendaciones:

1- Cero Miedo!

Se que es difícil, pero ¡deja de meterte cada 5 segundos en X! Las noticias generan miedo y ese miedo nos lleva meter la pata mas de lo usual. Evita vender tus cripto, a menos que hayas estudiado cada alternativa. Los mercados se van a recuperar, pero no al mismo tiempo. ¡Paciencia y cordura amigos!

2. Piensa en diversificarte

No pongas todos tus huevos en una sola canasta! Asumes un riesgo innecesario, tienes que moverte como un tiburon, si no nadas ¡MUERES¡
Busca refugiarte en las viejas confiable como el Oro o en algunas stablecoins hasta que pase el vendaval. Estaciona tus ganancias temporalmente, siempre investigando la estabilidad y respaldo de estas stablecoins.
Enfócate en proyectos solidos con tecnología a prueba de balas. Apártate un tiempo de las Memecoins, aunque sea difícil. ¡Máxima Cautela!

3. Ponle candado a tus Criptomonedas

La inestabilidad en el mercado es inevitable, pero en estos momentos de incertidumbre la seguridad de tus activos es esencial.
Usa Cold Wallets o como otros los llaman wallets "Hardware" como Ledger o Trezor. Tu seed phrase tienes que guardarla con tu vida, ¡bajo 5 candados si es necesario!

Usa Exchanges de confianza que sean reconocidos, intachables y con autenticación de dos factores. Evita dejar mucho dinero en exchanges, sobre todo si no los vas a mover a menudo

4. Pendiente de lo que pasa, pero no te pases

Sigue las noticias pero no te consumas por ellas. Busca fuentes de información confiables, por que saben lo que dicen: La primera victima de la guerra es la verdad. Mosca con gurús que prometen villas y castillos o peor, apocalipsis zombies. La información es poder, pero ¡demasiada información te paraliza!

5. Ten una estrategia de fuga, pero también una de entrada

Ten un plan delineado en caso de cada escenario: ¿A cuanto vendes si todo empeora? y ¿a cuanto compras? Tener un mapa del terreno te ayudará a agarrar el mejor camino según convenga, y estarás listo para cuando las papas quemen. ¡Lucirás como un sabelotodo! ese es el secreto.

Como te digo, en tiempos de incertidumbre, la clave esta en no desesperarte, informarte inteligentemente y ser precavido.

MOSCA Y OIDO AL TAMBOR
#IsraelIranWar #internationalnews
#ww3 #CryptoSafetyMatters #CryptoPatience

Adrián Hermógenes
Internacionalista

Madrid – Over the past ten days, the Spanish political scene has been rocked by a wave of sudden resignations involving three lawmakers from across the political spectrum. The cause? Investigations revealed that they had presented false or misleading academic credentials in their official biographies.

The scandal began when Ignacio Higuero, a member of the far-right Vox party, was found to have claimed a university degree from CEU that he never actually earned. Under mounting media pressure, he promptly resigned.

But the issue wasn’t limited to the right. José María Ángel Batalla, a senior official from the ruling PSOE (Spanish Socialist Workers' Party) and coordinator of post-flood reconstruction in Valencia, also stepped down after it was revealed he used a falsified degree from the University of Valencia. The public prosecutor’s office has since launched an official investigation.

The most shocking case came from the conservative People’s Party (PP): Noelia Núñez, a national secretary and parliamentary deputy, resigned not only from parliament but from all political positions after admitting that she had never completed any of the degrees she had listed.

What’s particularly troubling is that these revelations were not the result of parliamentary oversight, but rather investigative journalism and public scrutiny. This has sparked widespread outrage and urgent calls to reform how credentials are verified for public officials. As many commentators pointed out, it is unacceptable for individuals to be entrusted with legislative power based on fabricated academic records.

📌 While not the first incident of its kind in Spain, this scandal exposes deep flaws in the country’s political vetting systems. Current regulations rely heavily on self-declaration, with no requirement for official documentation when taking office.

As the public demands greater transparency and accountability, one unsettling question lingers: How many other politicians are still in power based on false qualifications?

Do you think it’s possible that some politicians in your country hold high-ranking positions based on fake degrees?
As for me, in my country... yes — I believe so 100%.
#Binance #BinanceSquare #news #Spain
#internationalnews

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