DigitalEconomy

Wall Street is increasingly turning its attention to stablecoins — digital currencies pegged to traditional fiat currencies like the US dollar. Expectations are sky-high: according to a new report from Citizens JMP Securities, the total value of stablecoins could surge more than tenfold by 2030 — from today’s $225 billion to $3 to $4 trillion!

🔹 Up to $100 Billion in Annual Revenue for Issuers
Devin Ryan, Head of Fintech Research at Citizens JMP, estimates that stablecoin issuers could generate up to $100 billion per year in revenue if this growth materializes — even if interest rates return to normalized levels.
"Even with interest rates below our $3 trillion estimate, we see potential for nearly $100 billion in annual earnings — through fees for some, or as a way to offset declining transaction revenues," Ryan noted.

🔹 Changing Policies, New Rules, and Big Players Joining the Game
As the White House begins rolling back crypto-related policies from the Biden era, a regulatory breakthrough may be coming. The US Congress could pass the GENIUS Act — a bill focused on stablecoin legislation — as early as August 2025.
Meanwhile, regulation is advancing globally. The MiCA law is already active in the EU, and countries like Singapore are developing their own frameworks. These efforts aim to promote global adoption of stablecoins beyond just crypto trading.

🔹 Citi: Stablecoins Are More Than Just Crypto Bridges
Alex Saunders of Citigroup supports this bullish outlook, suggesting stablecoins could reach $1.6 to $3.7 trillion in value by 2030 — and not just because of their role in crypto trading.
“There are arguments for stablecoins as an alternative store of value or protection against inflation and political instability,” he wrote. This is particularly relevant in countries with volatile currencies or economic turbulence.

🔹 From Remittances to Boosting U.S. Debt Demand
Ryan also highlights that stablecoins now serve real-world financial purposes — from remittances to business payments and e-commerce. They play a growing role in tokenized financial markets, offering a practical way to preserve value in inflation-hit economies.
Interestingly, stablecoins could also boost demand for U.S. debt. Since many stablecoins are backed by U.S. Treasury bills, increased demand for these tokens naturally raises demand for government debt.
“This could provide structural support worth trillions for U.S. debt financing,” Ryan said. Saunders echoed this, arguing that the U.S. dollar’s global dominance is reflected in stablecoin issuance, not diminished by it.

📈 Crypto and Stocks on the Rise
At the time of writing, Bitcoin is holding strong above $105,000, signaling renewed market strength. Equities are also climbing — the Dow Jones jumped over 200 points, the S&P 500 rose 0.6%, and the Nasdaq gained 0.8%.
Tech stocks led the rally: Nvidia’s shares rose nearly 3%, briefly making it the most valuable publicly traded company in the world, overtaking even Microsoft.

💡 What do you think? Will stablecoins become the new backbone of global finance?

#WallStreetNews , #Stablecoins , #crypto , #DigitalEconomy , #cryptocurrencies

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Pakistan allocates 2,000 MW for Bitcoin mining and AI centers. 
IMF raises concerns over energy use and financial stability. Subsidized tariffs for miners spark domestic and IMF scrutiny. Pakistan aims to become a regional leader in digital services. Plan mirrors El Salvador’s Bitcoin strategy despite challenges. 
Pakistan had launched an ambitious plan to allocate 2,000 megawatts of electricity for Bitcoin mining and AI data centers. The initiative aims to leverage surplus power to attract crypto miners and tech firms. However, the International Monetary Fund (IMF) has raised significant concerns about the strategy’s impact on the nation’s energy and financial stability.
Pakistan’s Crypto Ambitions
The government announced the allocation at the Bitcoin Vegas 2025 conference. The plan involves repurposing three underutilized coal power plants to supply electricity for mining operations. Finance Minister Muhammad Aurangzeb stated the move could transform excess energy into a high-value digital asset. The initiative also includes tax incentives and duty exemptions to attract foreign investment.
Pakistan’s strategy extends beyond mining. The newly formed Pakistan Digital Assets Authority (PDAA) will regulate cryptocurrencies, tokenize national assets, and support blockchain startups. The country aims to capitalize on its 40 million crypto users and position itself as a regional leader in digital services.
The plan follows the establishment of a national Bitcoin reserve, signaling a shift from Pakistan’s earlier stance against legalizing cryptocurrencies. In 2023, officials cited concerns over Financial Action Task Force regulations. Now, the government sees crypto as a path to economic growth.
IMF Questions Energy Allocation
The IMF has expressed alarm over the 2,000 MW allocation. The organization was not consulted on the plan, despite ongoing negotiations for Pakistan’s extended financial program. An official involved in the talks noted that the initiative complicates discussions, as the IMF demands clarity on energy use and crypto regulations.
Pakistan faces chronic energy shortages and high electricity costs. The IMF warns that diverting power to Bitcoin mining could strain the grid and raise tariffs for households. Subsidies for miners, set at $0.09 per kWh, have also drawn scrutiny. These rates align with export industry tariffs but may conflict with IMF agreements discouraging broad energy subsidies.
The IMF has scheduled a virtual session with Pakistan’s Finance Ministry to address these concerns. The organization emphasizes that countries under its Extended Fund Facility must consult on major policy changes. Pakistan’s failure to do so has heightened tensions.
Other nations, like El Salvador, have faced similar IMF pushback. Despite securing a $1.4 billion loan, El Salvador continued expanding its Bitcoin reserves, now valued at $678 million. Pakistan’s plan mirrors this approach but faces unique challenges due to its energy crisis.
Economic and Infrastructure Challenges
Pakistan’s surplus power comes from coal plants operating at 15% capacity. The government views mining as a way to monetize this excess. However, high energy costs and an unreliable grid raise doubts about the plan’s viability. Local engineer Sana Zakir warned that the subsidized tariff model may not be sustainable long-term.
The initiative has sparked domestic debate. Economists question why miners receive subsidized rates while households and industries pay more. The speculative nature of Bitcoin holdings also concerns experts, given the cryptocurrency’s volatility.
Despite these challenges, the plan has attracted interest from international miners and tech firms. Several companies have visited Pakistan to explore opportunities. The government hopes the initiative will create jobs in engineering, IT, and data sciences while addressing data sovereignty concerns through local AI data centers.
Pakistan’s push for Bitcoin mining reflects a broader global trend. Countries like Kenya, Ethiopia, and Argentina have pursued similar crypto projects under IMF programs. Yet, Pakistan’s energy constraints and lack of regulatory clarity could hinder progress.
#BitcoinMining #PakistanCrypto #IMFCriticisms #DigitalEconomy #EnergyAllocation

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A seismic shift is about to hit the global financial landscape, and its epicenter is none other than New York City. Ripple Swell 2025 — the world-renowned blockchain and fintech summit — is officially locked in for November 6–7, 2025, at the prestigious Convene Midtown West. More than just another industry event, Swell 2025 is positioned to become the defining gathering for decision-makers shaping the digital economy’s next era.

Unlike typical crypto expos, Ripple Swell is where transformative policies are born, institutional payment systems are dissected, and game-changing technologies are revealed. This year’s theme? How emerging digital solutions — like CBDCs, real-world tokenization, and next-gen cross-border systems — are redefining global liquidity and trust frameworks. With financial leaders, government officials, and blockchain developers in attendance, this summit is not just timely — it’s essential.

🌐 Why Ripple Swell 2025 Is a Pivotal Moment for the Digital Economy

Since its early days, Ripple’s annual Swell conference has served as a central stage for serious dialogue — not just around XRP, but around the evolution of global money movement. In an era of rapid blockchain integration into traditional systems, Ripple Swell has become a signal for what’s coming next in regulation, tech infrastructure, and global finance.

What to Expect at Swell 2025:

🏛️ Exclusive presentations from financial authorities and central bank leaders

🔥 Interactive panels with top investment firms and payment innovators

💼 High-level networking with banking executives, tech founders, and policy advisors

📣 Key product updates that may significantly impact XRP, RippleNet, and affiliated ecosystems

This event offers a rare chance for participants to explore future-proof strategies on liquidity sourcing, institutional DeFi adoption, and how Ripple is positioning its technology in the race for global payment supremacy.

📊 How Binance Traders & Developers Should Prepare

For Binance traders, analysts, and ecosystem contributors, Swell 2025 is more than just headline news — it's a market signal. The previous Swell event sparked shifts in XRP’s price trajectory, increased protocol interest, and triggered legal clarity debates. That means if you're involved in trading XRP, building on-chain financial tools, or exploring enterprise blockchain models, this conference may deliver insights that directly affect your strategies.

Here’s what Binance users should keep an eye on:

🌍 Real-world finance and blockchain merging through tokenized assets

🔄 Global payment trends reshaping liquidity flows via RippleNet

🧩 Policy changes that could redefine compliance for CeFi and DeFi

📈 Utility-based adoption models gaining traction over speculative cycles

With Ripple playing a lead role in many central bank pilot programs, and institutional demand rising fast, traders should monitor announcements closely — because what’s revealed in those rooms could change the broader crypto outlook.

🗽 New York City Becomes the Pulse of Crypto Innovation

For two powerful days in November, New York will transform into the global hub of digital finance. From institutional finance corridors to blockchain development think tanks, Ripple Swell 2025 is poised to create ripple effects across markets, ecosystems, and regulations.

Whether you’re a seasoned trader, DeFi engineer, venture investor, or just stepping into crypto — this is one event you don’t want to overlook. When Ripple sets a new course, the entire market pays attention. And those who move early often move profitably.

#cryptoevents #DigitalEconomy #xrp #BinanceUpdates #crypto