Circle

$XRP
$USDC
In a move that could reshape how stablecoins function, Circle (issuer of $USDC ) is exploring transaction reversibility — potentially allowing funds to be recovered in cases of fraud or hacks.
🗣️ “We want settlement finality… but are exploring if reversibility is possible,” said Circle President Heath Tarbert.
💥 This marks a major philosophical shift, challenging crypto’s foundational belief that transactions should be immutable and censorship-resistant.
🔍 Why It Matters:
✅ Could boost trust among institutions & TradFi
🛑 Raises centralization and governance concerns
⚖️ Balancing act: Finality vs. Flexibility
👀 Example: After a $220M exploit on Cetus DEX, validators froze $162M and later returned it via governance vote. A centralized tool like reversible USDC could make this process faster and more direct.
Is this the evolution crypto needs to go mainstream — or a slippery slope away from decentralization?
#USDC #Circle #Stablecoin #CryptoNewss #FedOfficialsSpeak

In the last 24H, DEX generated more fees than both and

📅 September 28 | United States
The dominance of Tether (USDT) and Circle (USDC) in the stablecoin market seems undisputed: together they concentrate hundreds of billions of dollars in circulation and operate as true digital banks. However, Wormhole co-founder Rob Hadick warns that this reign will not last forever. In a recent interview, he made it clear that while these companies continue to “print money” in a market worth over $180 billion, new waves of competition are brewing, ready to challenge their supremacy. The message is clear: the stablecoin giants are on top, but the ground beneath their feet could soon begin to shake.

📖 In recent years, Tether and Circle have built an oligopoly at the heart of digital finance. USDT remains the most widely used token on global exchanges, while USDC has cemented its reputation in regulated environments and institutional projects. Between them, they move trillions of dollars in annual volume, generating profits that rival those of mid-sized banks in the US.
But according to Hadick, the stability of this duopoly is being challenged on two fronts:
1. New Tech Players: Protocols like Wormhole, specializing in interoperability, are creating gateways that enable the emergence of multi-chain native stablecoins, reducing dependence on USDT and USDC.
2. Institutional-backed alternative issuers: Funds like BlackRock and Franklin Templeton, which have entered the tokenized asset space, are also preparing their stablecoin arsenal.
Most importantly, market growth doesn't guarantee that Tether and Circle will always dominate. With regulators pushing for greater reserve transparency and emerging issuers offering interest rates or direct integration into DeFi, competition is not only possible, but imminent.
Hadick compared the situation to the rise of Ethereum over Bitcoin in the blockchain world: at first, it seemed impossible to dethrone the leader, but innovation opened up space for alternatives. "The same thing can happen in the stablecoin world," he noted.

Topic Opinion:
Tether and Circle are stronger than ever today, but at the same time more vulnerable. The market is no longer just about trust, but also about innovation and regulation. If the next generation of stablecoins succeeds in offering radical transparency and better integration into DeFi, it could trigger a global realignment.
💬 Do you think any stablecoin will succeed in dethroning Tether and Circle in the coming years?

Leave your comment...
#Tether #Circle #Stablecoins #defi #CryptoNews $USDC

A drastic turn in the world of its USDC stablecoin has been announced by Circle, which shows a drastic decrease in circulation in a volatile seven-day period with a fiction ending September 18, 2025, as the insights indicate on September 28, 2025, According to official data, it is estimated that Circle issued some 6.1 billion USDC in the course of this period and redeemed some 6.5 billion USDC, thus causing a net contraction of 400 million USDC in circulation. Such a drastic change is one of the strategic reactions of the company to the needs of the market, which is fascinating with its effective financial gambit.
The current circulation is at a strong 73.9 billion USDC tokens with reserves totalling around $74.1 billion, with an effective commitment of the Circle to hold one-to-one peg with the U.S. dollar. These reserves comprise a hard currency of 9 billion dollars in cash and 65.1 billion in the Circle Reserve Fund which guarantees the liquidity and stability during the changing conditions. This strong reserve framework is guaranteed to send a sense of security, which solidifies the USDC as one of the most popular stable coins in the online economy.
Analysts are stirred the waters, they reckon that the net reduction is an aspect of strategic realignment which could be the redemption pressure or it could be that the company has to optimize its markets. The active involvement of the supply management, where Circle is flexible in following the global trends of transactions, is emphasized by the volumes of its issue and redemption. This advancement preconditions the revolutionary influence, and it indicates the strength of the company and its possibilities to overcome the unstable environment of cryptocurrencies.
This depreciation as Circle proceeds to develop its USDC ecosystem is likely to offer the same attention to both investors and users making the speculation on its reserve management and future growth strategies to be given keen attention. The company, which has a solid financial base, is positioned to spearhead transformational innovation, which will make everything stable and trusted in the ever-changing digital asset market.

#Circle #USDC

Circle has released an active growth of its USDC stablecoin on the Solana network with an extra 250 million USDC issued as monitored by the state-of-the-art on-chain monitoring developed by Onchain Lens. This ambitious step increases the emphasis of Circle on the increase of liquidity and the creation of innovative approaches, as the company has already issued a stunning 31 billion USDC of cryptocurrency on the Solana blockchain since the beginning of 2025. This influx highlights the increasing popularity of USDC as a top digital dollar in the rapidly changing cryptocurrency market.
The recent release points to the fact that Solana is already a high-performance blockchain, whose transactions are extremely fast and cost-effective and therefore, a perfect platform to scale the operations of stablecoins. Strategic emphasis on Solana indicates a strong reaction of Circle to a booming need among developers, companies, and customers in search of effective financial devices. The 250 million USDC injection would be able to power the broad spectrum of applications, including decentralized finance, cross-border payments, and solidify the position of USDC as a pillar of the digital economy.
There is a buzz of excitement among analysts, who highlight that, the cumulative 31billion USDC that has been issued in 2021, demonstrate the aggressive growth strategy of Circle and increasing popularity of Solana. Such growth makes USDC one of the primary sources of on-chain liquidity, facilitating fluency and financial innovations. The relocation is an indication of a radical change, which has attracted investors and other stakeholders keen on realizing the potential of the network.
This trend positions the supply of USDC by Circle to have a groundbreaking effect as more supply of the coin is implemented, establishing the company as the leader in the stablecoin sector and taking the ecosystem built by Solana to the next level. The current tide will provide new thrilling adoption prospects and economic change worldwide.

#Circle #USDC #solana

Circle, емітент стейблкоїна $USDC вартістю $74 мільярди, досліджує можливість впровадження зворотних транзакцій для боротьби з шахрайством та гармонізації з традиційними фінансами. Президент Circle Хіт Тарберт у коментарі Financial Times зазначив, що компанія розглядає механізми повернення коштів у випадках шахрайства чи суперечок, зберігаючи при цьому остаточність розрахунків, притаманну блокчейну. Це може стати значним зрушенням, адже незворотність транзакцій є ключовою особливістю криптовалют.
Нова блокчейн-платформа Circle, Arc, орієнтована на інституційних користувачів, таких як банки та корпорації, не підтримуватиме прямі звороти, але може включати "контрплатіжний" шар, подібний до повернення коштів за кредитними картками. Це має зробити USDC привабливішим для великих фінансових установ, які остерігаються незворотних помилок чи шахрайства.
Такий крок викликав дискусії: прихильники децентралізації вважають його відходом від принципів блокчейну, тоді як інші бачать у ньому спосіб інтеграції криптовалют у традиційні фінанси. Крім того, Circle запустила Refund Protocol у квітні 2025 року, який забезпечує децентралізоване вирішення спорів через смарт-контракти, підвищуючи прозорість та довіру.
Стежте за новинками у світі криптовалют та блокчейну з #MiningUpdates
#Circle #USDC #stablecoin #Blockchain #CryptoNews #DeFi #RefundProtocol #CryptoAdoption #FinTech #MiningUpdates

E aí, comunidade cripto!
Uma notícia vinda direto do Financial Times está agitando o mercado e pode representar uma das maiores mudanças filosóficas em stablecoins até hoje. A Circle, empresa por trás da gigante USDC, está explorando a ideia de transações reversíveis.
Sim, você leu certo. A possibilidade de reverter uma transferência para recuperar fundos perdidos em hacks ou fraudes.
Na Cryptograma, não nos contentamos com a manchete. Vamos mergulhar no que isso realmente significa.

O "Santo Graal" da Segurança ou a "Caixa de Pandora"?

A proposta é simples e poderosa: se um usuário for vítima de um golpe e seus USDCs forem roubados, poderia haver um mecanismo para congelar e reverter essa transação, devolvendo o dinheiro ao dono legítimo.

Parece incrível, certo? Mas no universo cripto, nada é tão simples. Isso nos coloca diante de um verdadeiro paradoxo.

O Lado "Copo Cheio" 玻璃: A Porta de Entrada para Adoção em Massa
Segurança para o Novato: O maior medo de quem entra no mundo cripto é cometer um erro e perder tudo. Uma rede de segurança como essa poderia diminuir drasticamente essa barreira, atraindo milhões de novos usuários que hoje têm receio da complexidade e dos riscos.Confiança Institucional: Para grandes empresas e fundos de investimento, a possibilidade de recuperação de ativos em caso de fraude é um requisito básico de gestão de risco. Isso poderia acelerar a adoção do USDC na tesouraria corporativa.Combate ao Crime: Dificultaria enormemente a vida de hackers e golpistas, que hoje contam com a imutabilidade da blockchain para garantir que, uma vez roubado, o dinheiro não pode ser recuperado.

O Lado "Copo Vazio" ��: O Fim do "Seja Seu Próprio Banco"?

A Quebra da Imutabilidade: O princípio fundamental do Bitcoin e da maioria das criptomoedas é que uma transação, uma vez confirmada, é final e imutável. Quem teria o poder de decidir qual transação é "legítima" e qual não é?O Risco da Centralização e Censura: Se a Circle (ou uma entidade designada) pode reverter transações, ela também pode ser pressionada por governos a congelar fundos de cidadãos por motivos políticos. Isso abre uma porta perigosa para a censura financeira, algo que as criptomoedas nasceram para combater.
Quem é o Juiz? A implementação seria um pesadelo. Como provar que uma transação foi um hack e não um negócio que deu errado? E se a "vítima" estiver mentindo para reverter um pagamento legítimo? Isso criaria uma camada de arbitragem centralizada e subjetiva.

Conclusão da Cryptograma: Uma Bifurcação no Caminho

A iniciativa da Circle não é apenas uma atualização técnica; é uma bifurcação filosófica para o futuro do dinheiro digital.
Estamos testemunhando a possível criação de dois ecossistemas distintos:
Um ecossistema "RegFi" (Regulated Finance): Com stablecoins como um USDC "reversível", oferecendo segurança e conformidade, ideal para o sistema financeiro tradicional e para usuários que priorizam a proteção acima de tudo.
Um ecossistema "DeFi" (Decentralized Finance): Que continua a valorizar a imutabilidade, a soberania e a resistência à censura, com ativos como Bitcoin e stablecoins descentralizadas.
Nenhum caminho é inerentemente "melhor", eles apenas servem a propósitos e públicos diferentes. A jogada da Circle é uma aposta clara no primeiro caminho, visando a integração total com o sistema financeiro global.
Para nós, como investidores e entusiastas, a lição é clara: é crucial entender as propriedades de cada ativo que usamos. A conveniência e a segurança muitas vezes vêm ao custo da descentralização.
E você, o que pensa sobre isso? Você usaria uma stablecoin com "botão de desfazer"?
Deixe sua opinião nos comentários! 👇
#Circle $USDC