#以太坊ETF批准预期 #机构积极投资比特币ETF #芝商所拟推出比特币现货交易

Currency in the Internet Age 2

Because of the inherent security of electronic wallets, even if the wallet is stolen, the money in the wallet cannot be used, so the simple form of stealing wallets is no longer meaningful. Even the common snatching and robbery on the street will be greatly reduced, and the daily public security will be much better. Guess who has been paying all these costs? For enterprises, including financial institutions, there is no need to do any cash inventory (especially for financial institutions, this is really a laborious task), and there is no need to spend any time on cash journals. In the future, as the wallet functions are enriched, there may even be no need to manually count various original vouchers. Many daily management, especially many financial tasks, will be freed from the current complicated and trivial... Don't think that these are still far away from us. The core secret of Yu'ebao, which people talked about before, lies in that it has borrowed from the cashless circulation of virtual currency to some extent: shopping at any time, consuming at any time, and choosing financial products at any time, without any bank branch operation, no need to deposit money, withdraw cash, and get change, saving all the costs of setting up branch personnel, and then returning the remaining money to the user. For a single user, the effect is already very obvious. If the number reaches a certain level, for example, give Yu'ebao a few more years to let it rely on Taobao and Ali's user base to fully develop, especially if more and more companies pay their wages directly to Yu'ebao or Alipay, think about how terrible it will be... There are many advantages like this for digital currency/virtual currency. However, are these the biggest benefits of digital currency? Is this why we need digital currency/virtual currency? Of course not. The above are almost not worth mentioning. The most important revolutionary contribution of digital currency lies in the innovation of issuance and credit! Yes, contrary to the general belief that the biggest flaw of virtual currency is that there is no credit to guarantee payment, one of the biggest contributions of virtual currency lies in the innovation of credit, which makes it not only a currency, but also can complete other important areas that are more important and urgent than the circulation of cashless currency$BTC $ETH