Some people liken the bankruptcy of FTX to a bank run, and also believe that FTX is not at fault, but the problem of the whistleblower.

There is a mistake here. FTX should be compared to a securities firm. It is outrageous for a securities firm to misappropriate your money. What is even more outrageous is that you can never get it back after misappropriation. So where does the money go?