@Huma Finance 🟣 Huma Finance is a decentralized PayFi (Payment Financing) protocol that merges real-world income streams—like wages, invoices, and remittances—with DeFi liquidity. Instead of needing crypto as collateral, it allows users to obtain credit using future income as collateral.
The system empowers SMEs and underserved communities by enabling instant liquidity. Smart contracts automate risk assessment, underwriting, and settlement processes across multiple participants—liquidity providers, borrowers, issuers, and receivables originators.
