Sisters! Just got a **Solayer Emerald Card** (@solayer_labs), the entire process from application to binding was smooth, here to share some tips~ This card is simply tailor-made for 'US card needs', especially for those who need Stripe, PayPal, and Binance accounts, listen to my advice!
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### 💳 Basic Information Overview
- Issuer: Banco San Juan Internacional (Puerto Rico Bank)
- Card Type: VISA Debit USD Card
- Region: Puerto Rico (US territory, billing address can be PR + US)
- Currency: Pure USD card, 0 exchange rate conversion fee for cross-border payments!
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### ✨ Core Advantages (Tried and Tested!)
1️⃣ No Pressure for KYC with Chinese Passport: Previously tried other US cards that required a US address; this card directly supports passport applications, a blessing for lazy people!
2️⃣ USD Card + Solana USDC Deposit: After binding to the Solana wallet, USDC to USD transfers are super fast, and the fees are much better than traditional banks!
3️⃣ Global Website Friendly: Stripe, PayPal, Binance account top-ups are directly recognized, no more finding a proxy~
4️⃣ Supports Alipay Binding: Domestic transfers and withdrawals can be handled, cross-border + local both taken care of!
5️⃣ Physical Card Available for Application: Use the digital card first, and if you want a physical card later, it can be sent at any time~
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### 💰 Fee Breakdown
(⚠️Important to Note!)
- Card Opening Fee: Original price $75, but with discount code **STUDNT** + verifying educational email, it drops to **$15**! (Students, go for it)
- Deposit Fee: 1% (USDC deposit is cost-effective)
- Non-USD Transaction Fee: $0.10 + 1.5% (recommended to only pay in USD)
- Other: No annual fee, no foreign transaction fee
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### 💡 Personal Pitfalls & Testing
- Dilemma: After the card opening fee dropped from $75 to $15, I finally decided to apply (had been observing for two months)
- Tested Scenarios:
- Transfer USDC → USD using Solana wallet, arrives in 1 minute, fee $0.5 (super value)
- After binding Alipay, domestic top-ups are instant, and withdrawals are also convenient
- Planning to try subscribing to Claude and ChatGPT next week; theoretically, both should get approved!
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### 📌 Summary & Suggestions
This card is simply a 'must-have tool' for workers/students/crypto enthusiasts! The combination of **USD Card + Solana Chain Deposit** is 10 times faster than traditional banks, and the rates are lower. Although there is a $15 card opening fee, it is much cheaper than finding a proxy~
Are you all in? Let's chat in the comments~
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💬 Leave a message to tell me: What do you most want to use this card for? (e.g., buying crypto/subscribing to tools/overseas shopping)
#Solayer Card #USD Debit Card #Cross-Border Payment #Solana Wallet #Essential for Workers #Crypto Tools