According to Mars Finance, on the 19th, Bank of Korea (central bank) Governor Lee Chang-yong stated: "In the future, in order to incorporate programming capabilities into currency, a Korean won stablecoin is necessary, but a wiser approach is to start introducing it from banks and then gradually expand." On that day, while attending the National Assembly's Planning and Finance Committee, Lee Chang-yong addressed the questions from lawmakers regarding the timing of the introduction of stablecoins and the issuing entities, pointing out the potential risks of stablecoins one by one, demonstrating a cautious attitude. Regarding the conditions for issuing entities, he emphasized: "To prevent money laundering issues, only large enterprises with systems like **KYC (Know Your Customer)** and meeting certain scale should be allowed to issue. However, if large non-bank enterprises are allowed to issue, the existing bank-centered financial industry structure may undergo unknown changes, so it needs to be approached with caution." He explained that this is equivalent to allowing payment and settlement banks with narrow banking functions, which may lead to a decline in bank deposits and profitability.