In a bull market, making big money, but withdrawals lead to card freezing? As someone who has attempted withdrawals over 17 times, this guide on multi-million dollar withdrawals is essential for avoiding pitfalls.

The core of withdrawal is 'stability', and each step should be taken with a 'life-preserving' mindset.

1. How to choose a platform? Look at risk control and interfaces.

Choose platforms with a T+1 mechanism, where funds are held for 24 hours, reducing the probability of money laundering by 91.3%, and the card freezing rate is 18 times lower than that of instant withdrawal platforms. Avoid withdrawals from 20:00 to 6:00, as banks are more alert during this time, customer service response is slow, and the success rate for intercepting unusual transactions is low.

Choose platforms based on API interface, prioritize those that support real-time notifications and integrate anti-money laundering engines. Avoid 'anonymous merchant pools', as these platforms have a 4 times higher risk of card freezing.

2. How to select merchants? Use the 'dual old' standard.

Choose merchants that have been registered for over 2 years and have monthly transactions exceeding 10 million U, as they pose lower risks. Merchants with on-chain addresses used for more than 180 days have a low overlap rate with money laundering addresses.

Don't trust merchants that claim 'instant' or 'fast' transactions, and avoid those that have changed their receiving accounts more than 3 times in the last 30 days, as the risk of card freezing is high.

Check the merchant's public wallet address to see if it belongs to a compliant entity; exclude those that have transacted with sanctioned addresses in the past 3 months.

3. What are the nuances of wallet operations? Cooling and cross-chain.

Funds should stay in the wallet for 72 hours initially. High-frequency transfers of illicit money drop bank scrutiny by 78% after being idle. Disconnect automatic node connections and enable privacy mode during this period.

For cross-chain withdrawals, choose the Polygon→ETH→BSC path, with a single transaction not exceeding 50,000 U, and wait for 2 block confirmations before proceeding.

Quantitative plan for withdrawal operations

It's best not to exceed 500,000 RMB per transaction; for 10 million, divide it into 20 transactions with an interval of around 24 hours, and don't use just one platform.

Score bank cards on a scale of 10, considering daily flow, card age, balance stability, and associated accounts. Avoid cards scoring below 6.

Check the incoming transaction, the merchant's name and the payer's name must match, and the amount deviation should not be significant. Avoid notes like 'investment' or 'virtual currency', and it's best not to leave any notes. For amounts below 100,000, leave for 3 days; for 100,000 to 500,000, leave for 5 days; for amounts above 500,000, leave for 7 days.

Trading Channels and Taboos

Withdraw using USDC and CNC/QC, with a low rate of money laundering. For withdrawals over 5 million U, it's worth spending a little on blue shield services.

Avoid '1 yuan tests', as this can trigger strict inspections by banks, leading to a significant decrease in the approval rate for subsequent withdrawal audits.

Withdrawals are a technical task; proper on-chain cleaning, selecting the right platform and merchant, and adapting to banks are crucial for ensuring that funds flow like a normal life trajectory, allowing substantial assets to be safely obtained.