SOLV's BTC+: As Bitcoin Begins to 'Pay Dividends', a 'Paradigm Shift' in Crypto Finance is Happening.

1. From 'hoarding coins' to 'wealth management': the behavioral revolution of Bitcoin holders.

Before the launch of BTC+, the behavior patterns of Bitcoin holders were very simple: either hoarding and waiting for the price to rise, or trading on exchanges. But now, a new group is rising—'Bitcoin wealth managers'. Their core logic is: 'Profit from price differences when it rises, earn interest when it doesn’t; anyway, it’s not idle.'

1. Trends in the data: 30% of users choose to 'lock their assets for more than 6 months'.

According to SOLV's backend data, in the first month after BTC+ launched, 30% of users chose to lock their assets for more than 6 months, far exceeding expectations. Among these users are ordinary retail investors (averaging 0.5-2 BTC deposited) and small institutions (single deposits of 50-100 BTC). 'They are not pessimistic about Bitcoin's price increase, but feel that 'earning two incomes while lying down is more stable,' said the SOLV product manager in an interview. 'It's like buying stocks where you earn from both price appreciation and dividends; Bitcoin finally has this property.'

2. The 'new operation' of corporate treasuries: from 'asset reserves' to 'yield centers'.

A financial director of a listed company, Wang Lei, revealed that they transferred 500 BTC from a cold wallet to BTC+: 'In the past, these BTC were just 'emergency reserves', and they had to spend tens of thousands of dollars on custody fees every year. Now it not only covers custody costs but also earns an additional 25-30 BTC monthly, equivalent to providing the company with a stable cash flow.' This 'earning from reserves' model is being adopted by more and more companies holding Bitcoin—after all, no company wants to let hundreds of millions in assets 'sit idle'.

2. Strategy breakdown: What exactly is hidden in BTC+'s 'earnings black box'?

Many people are curious: a 5-6% return doesn't sound high, but how is it achieved 'stably'? The answer lies in BTC+'s 'strategy combination', where each step reflects 'institutional-level precision'.

1. On-chain strategy: Earn the 'interest spread of the crypto world'.

• Credit arbitrage: Lending to institutions on compliant platforms (like Maple Finance), where institutions use BTC as collateral and borrow stablecoins for business, allowing SOLV to earn 5-7% interest (this part of the risk is very low because the collateralization ratio does not exceed 60%, and a drop below the liquidation line will trigger an automatic stop-loss);

• Liquidity market-making: Provide liquidity in BTC/USDC pools on chains like Binance and Avalanche, earning a share of transaction fees (annualized about 2-3%), while avoiding unilateral market risks (because it is paired collateral);

• Basis capture: When the price of BTC futures is higher than the spot price, sell futures and buy spot, and close the position at expiration to earn the price difference (this opportunity appeared 187 times last year, averaging 0.3-0.5% profit each time).

These three strategies combined can already stably contribute 4-5% returns without interference—like running three 'guaranteed profit stores' simultaneously.

2. Real-world returns: Let Bitcoin 'invest in infrastructure and earn rent'.

Part of the connection to the BlackRock BUIDL fund is actually allowing Bitcoin to indirectly invest in 'crypto infrastructure': such as data centers and mining power facilities. These projects have stable rental income (for example, a certain mining site pays the fund a 2% monthly dividend), and as an LP, SOLV can receive 1.5-2% of that.

The Hamilton Lane SCOPE fund is more 'traditional': investing in logistics warehouses and renewable energy projects, with an annualized return of about 4-5%. Although SOLV's share is only 1-1.2%, it benefits from a 'low correlation' with the crypto market—even if Bitcoin crashes, this part of the return can still hold up.

3. Dynamic portfolio adjustment: Time the market like an 'intelligent fund manager'.

BTC+'s strategy is not fixed but has a 'smart adjustment mechanism': when the volatility of the crypto market exceeds 50% (for example, a weekly price fluctuation of over 10%), the system will automatically reduce the liquidity market-making ratio, shifting more funds to credit and RWA (both of which are anti-volatility); when the market stabilizes, the ratio of arbitrage and market-making is increased to earn more elastic returns. This 'automatic hedging + seizing opportunities' ability is three times faster than human fund managers.

3. The 'moat' of compliance: Why do Middle Eastern capitals only recognize BTC+?

1. Islamic finance certification: Not just 'compliance', but 'the key to unlocking a $5 trillion market'.

The certification from Amanie Advisors is not just a simple 'stamp', but a 'doctrinal review' of each strategy:

• Prohibit 'usury'? Then control the credit rate within the 'reasonable range' allowed by religious principles (no more than twice the benchmark rate);

• Prohibit 'speculation'? Then exclude strategies that purely bet on price and only retain earnings that have 'physical backing' (such as loans with collateral or market-making with assets);

• Require 'risk-sharing'? Then bind SOLV's earnings to users—if users earn more, SOLV's management fee (10% of earnings) is higher; if users incur losses (which is highly unlikely), SOLV also doesn't earn a management fee.

This 'customized' compliance finally allows sovereign funds and family offices in the Middle East to dare to enter the market. A certain Saudi fund manager revealed: 'We examined 12 BTC yield products, and only BTC+ could provide the 'detailed earnings breakdown' that complies with religious principles, which is a necessity.'

2. Chainlink PoR: Making audits 'real-time and comprehensive'.

Traditional financial audits are 'monthly/quarterly', but BTC+ achieves 'real-time audits' using Chainlink PoR:

• Every deposit, redemption, and strategy adjustment triggers verification by Chainlink nodes, and the data is directly recorded on-chain;

• Users open the Solv dApp, click 'Reserve Proof', and can see: how much BTC is in the custody account, how much is actively working in the strategy, and how much earnings are pending distribution; the sum of these three must equal the user’s total deposit (with an error margin of no more than 0.001%).

This design, which is 'transparent to the bone', leaves the compliance team of the organization 'speechless'—after all, on-chain data does not lie.

4. Ecological expansion: After BTC+, SOLV aims to create a 'wealth management supermarket for Bitcoin'.

BTC+ is just the starting point. SOLV's ambition is to build 'Bitcoin financial infrastructure', and it will introduce:

• BTC+ Pro: Customized strategies for institutions (such as allowing the selection of 'pure RWA income' or 'high elasticity arbitrage' sub-strategies);

• Cross-chain BTC+: Supports direct deposits of BTC on chains like Ethereum, Solana, and Polygon (without cross-chain), with earnings uniformly settled in BTC;

• BTC+ insurance pool: Users can purchase 'strategy loss insurance' for their deposited BTC for a fee of 0.1%, insured by a partnered insurance protocol.

The underlying products are all SOLV's 'dual vault' and 'compliance framework'—like using the same 'operating system' to run different 'applications'.

Final chapter: When Bitcoin acquires 'financial attributes', the entire market is changing.

In the past, the story of Bitcoin was 'disrupting traditional currency'; now, its story has another layer—'becoming part of traditional finance'. The significance of BTC+ is not only to earn interest on Bitcoin but also to prove that crypto assets can 'shake hands' with traditional finance, allowing $1 trillion of idle capital to flow in a compliant and transparent manner.

For users, this means the significance of 'holding Bitcoin' has changed: it is no longer a 'high-risk speculative product', but an 'alternative financial tool' that can be included in an asset portfolio. For the industry, this means that the 'financialization of Bitcoin' has become a reality—when BlackRock, Middle Eastern funds, and listed companies all start using BTC+, the 'wall' between the crypto market and traditional finance is quietly being torn down.

Now, is your Bitcoin still 'asleep' in the wallet? Perhaps it's time to let it 'wake up' and start earning.