The HUMA project is centered around a decentralized credit protocol, reconstructing the lending market through on-chain credit scoring and real-time cash flow analysis. Its innovation lies in introducing the traditional financial credit system into DeFi, achieving unsecured loans, but faces dual challenges of data privacy and default risk. If it can optimize the identity verification mechanism and improve the risk pricing model, HUMA could become a key bridge connecting real assets with the crypto economy. @Huma Finance 🟣 #HumaFinanc