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nr17
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Huma Finance (HUMA) es la primera red PayFi que integra infraestructura de pagos y financiación para ofrecer crédito en la cadena, respaldado por ingresos y cuentas por cobrar en el mundo real. En lugar de los préstamos tradicionales respaldados en criptomonedas, Huma permite al usuario pedir préstamos contra los flujos de ingresos futuros, como salarios, facturas o remesas, lo que facilita los préstamos sin garantía impulsados por el modelo de Valor del Dinero en el Tiempo (TVM). Al analizar los patrones de flujo de caja, el protocolo ofrece liquidez con una equiparación del 70 al 90% de las ganancias futuras esperadas, de forma instantánea y segura a través de contratos inteligentes. #HumaFinance @HumaFinance
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