#HumaFinance
This mainly needs to answer three questions: Is Huma's operating model sustainable? How does Huma make money? What are the risk points of Huma?
To answer these questions, we need to look at what Huma actually is.
In simple terms, $HUMA is a lending platform, but unlike on-chain lending platforms like AAVE, where both lending and borrowing occur among on-chain users, Huma targets ordinary on-chain users for lending but borrows from real businesses in the physical world.
Huma's model is sustainable, with clear demand scenarios, and it has been validated in Web2 companies before;
Huma earns interest margins, and cross-border payment institutions are willing to pay for faster and cheaper remittance services;
Huma's risk points mainly lie in the security of on-chain contracts and the transparency of off-chain processes, and Huma needs to disclose more information. @Huma Finance 🟣