We interviewed Lucy, who has long managed both Hong Kong and US stock portfolios. She admitted that while cross-market strategies seem to compete on stock selection, they actually first compete on 'immediacy of funds.' In the past, transferring from Hong Kong stocks to US dollars required clearing, cross-border processes, and confirmations, which could take two to three days; meanwhile, strategy windows often only last for a few hours. After adopting BiyaPay, she solidified the process into a direct path of 'HKD → USDT → USD', completing deposits in about ten minutes with no upper limit, suitable for one-time large allocations; conversely, 'USD → USDT → HKD' is equally efficient, ensuring profits are secured overnight and ready for action in the morning. She emphasized that speed does not lead to recklessness, but rather to more refined risk control: fast funds allow positions to be broken into smaller trial units, combined with staggered entries and moving stop losses, turning volatility into structured opportunities. Nowadays, BiyaPay has been incorporated into the team's SOP: during sensitive windows like earnings reports, mergers and acquisitions, refinancing, and policy releases, it is first ensured that positions and cash are in a 'ready for battle' state through BiyaPay, allowing strategies to truly take effect. #biyapay