🪙 ZachXBT explained why many users are skeptical about Ripple:

🔴 A large portion of the XRP supply is controlled by insiders.

🔴 Paid partnerships are often presented as real technology adoption.

🔴 A part of the ledger history was lost in the early stages.

🔴 Controversial mechanisms exist within the network, including partial payment exploits.

🔴 There is a lack of developed infrastructure for analytics.