## **1. Global Regulation and Its Impact on Markets**
One of the hottest topics in 2024 is the **regulation of cryptocurrencies**, with countries adopting very different stances:
- **United States:** The SEC (Securities and Exchange Commission) continues to push for more crypto assets to be considered *securities*, which affects exchanges like Coinbase and Binance. However, the approval of **Bitcoin ETFs** at the beginning of the year marked a milestone in institutional adoption.
- **European Union:** The **MiCA (Markets in Crypto-Assets Regulation)** is already in effect, establishing clear rules for exchanges and stablecoins, which could become a model for other regions.
- **Asia:** While **China maintains its ban**, countries like **Singapore and Japan** are promoting more flexible regulatory frameworks to attract investment.
🔹 **Conclusion:** Regulation is driving greater security for investors, but it could also limit the decentralization that defines cryptocurrencies.
