Heavy traders ke liye business account
Agar aap bohat zyada trading karte hain (jaise har hafte multiple transactions), toh personal account pe “business activity” ka flag lag sakta hai. Isse bachne ke liye:
Ek business account kholo aur funds manage karo, lekin crypto trades abhi bhi P2P platforms ke through hi karo.
Apni crypto income ko Federal Board of Revenue (FBR) mein properly declare karo, kyunki future mein tax regulations aa sakte hain.
Trades ke records rakho taake bank ke sawalon ka jawab de sako.
Bank ke saath baat karo
Agar bank notice bhejta hai ya transaction ke baare mein call karta hai, toh ignore mat karo! Jaldi reply karo aur samjhao ke paisa legit P2P trade ke liye tha (maslan, “Maine Binance pe USDT kharida”). Proof jaise screenshots ya trade IDs provide karo. Polite raho lekin confidently jawab do—banks ko lagna nahi chahiye ke tum kuch chhupa rahe ho.
Common Mistakes Jo Avoid Karne Chahiye
Crypto trading mein kuch common galtiyan hain jo account block hone ka sabab ban sakti hain:
Personal accounts pe bada trading
Personal accounts heavy transactions ke liye nahi hote. Agar aap weekly PKR 100,000+ trade kar rahe ho, toh banks ko yeh business activity lag sakti hai.
Fix: Business account kholo ya personal account pe chhote trades rakho, aur crypto trades P2P platforms ke through karo.
Seller checks skip karna
Unverified ya new sellers ke saath trade karna scam ya disputes ka risk badhata hai, jo bank scrutiny ka sabab ban sakta hai.
Fix: Hamesha seller ka profile carefully check karo (completion rate, feedback, ID verification).
Bank warnings ignore karna
Agar bank transaction flag karta hai ya account freeze karta hai, toh sochna mat ke yeh apne aap theek ho jayega. Ignore karne se freeze ka time badh sakta hai ya account band bhi ho sakta hai.
Fix: Jaldi reply karo aur proof ke saath samjhao ke trade legit tha.
Crypto aur doosri transactions mix karna
Ek hi account mein crypto trading, daily expenses, aur salary mix karna se transactions explain karna mushkil ho jata hai.