#CryptoIn401k

## #CryptoIn401k | 7 August 2025

**Today’s Big Move:** Former US President Donald Trump signed an executive order on **August 7, 2025**, allowing private equity, real estate, and **cryptocurrencies**—including Bitcoin—to be included in 401(k) retirement plans. This marks a major shift from prior restrictions under the Biden administration.

**Regulatory Rollout:** The Department of Labour and SEC are now tasked with revising fiduciary guidance and investment rules. However, **implementation won’t be immediate**. Employers and recordkeepers must develop new plan offerings and ensure compliance—this process could take up to **15 months**.

**Investor Reaction:** Markets responded quickly—Bitcoin, Ethereum, and other cryptocurrencies experienced noticeable price upticks today.

**What It Means:**

* Opens doors to **\$9–12 trillion** in retirement assets for alternative investments.

* Offers diversified portfolio potential—but be wary of **greater volatility, higher fees, and liquidity risks**.

* Sparks heightened demand for more education, transparency, and investor protections in retirement planning.