The Treehouse protocol is a decentralized platform created by Treehouse Labs, which essentially aims to move fixed income financial products from traditional finance to the blockchain, enabling ordinary people to engage.
Think about it, when we usually deposit money in the bank or buy financial products, aren’t we looking for stable returns? But bank interest rates are low, and traditional financial products have high thresholds, making it difficult for ordinary people to earn stable money. Treehouse is focusing on this area, using blockchain technology to make fixed income products more transparent and flexible, allowing novice users to participate.
This protocol is essentially an 'intermediary', but not the kind that exploits price differences, rather it uses smart contracts to automatically match funds and income projects. For example, if you have idle money and don’t want to take too much risk, you can invest through Treehouse in reliable lending or income projects to earn fixed interest without having to worry about cryptocurrency price fluctuations daily.
Moreover, because it is something on the blockchain, all operations are open and transparent, unlike traditional finance which keeps things hidden. You can check how much profit there is and where the money went. Of course, there are still risks, as the blockchain industry is highly volatile, but what Treehouse aims to do is to make fixed income more stable, providing everyone with a low-risk option.
In simple terms, the Treehouse protocol aims to allow you to earn stable money in the cryptocurrency world just like you would in a bank, without the constant anxiety of trading cryptocurrencies.
