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New data on XRP wallet distribution has shed light on the wealth dynamics within the Ripple ecosystem — and the results may surprise you. If you're holding just over 2,400 XRP, you're already in the top 10% of all XRP holders globally. But climbing in$to the top 1% requires a much heftier bag: over 50,000 XRP.
💸 How Wealth Is Stacked in the XRP Community
As XRP continues making headlines in 2025, wallet data shows a dramatic wealth gap among its millions of holders:
Top 10%: 2,433+ XRP
Top 5%: 8,517+ XRP
Top 1%: 50,108+ XRP
Top 0.1%: 360,000+ XRP
Top 0.01%: 6.4 million+ XRP
The numbers are staggering. Just 680 wallets hold over 6.4 million XRP each, making up the ultra-wealthy 0.01%. These whales have the power to sway market movements with a single trade.
📈 Why This Matters for XRP Price Action
This level of wealth concentration isn't unusual in older cryptocurrencies, but it does impact price volatility. With so much XRP held by a few wallets, any major move by these whales could trigger significant market shifts — up or down.
For everyday investors, knowing where your holdings place you can provide important context. It highlights not only your standing in the broader community but also the potential risks and advantages of holding XRP long-term.
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