Huma Finance (HUMA) is building the world's first PayFi network, an innovative network that integrates payment and financing infrastructure, focusing on supporting real-world income and on-chain credit based on accounts receivable.
Unlike traditional cryptocurrency collateralized lending, Huma allows users to leverage future income streams—such as salaries, invoices, or remittances—for borrowing, thus promoting an unsecured lending model supported by the time value of money (TVM) model.
The protocol can instantly and securely provide liquidity equivalent to 70%-90% of users' expected future income by analyzing cash flow patterns and leveraging smart contracts.@Huma Finance 🟣 #humafinance
