#CreatorPad Huma Finance, also known as HUMA, is a decentralized protocol focused on income-backed lending and payment financing solutions. It aims to connect businesses and individuals with global investors through on-chain transactions, using real-world assets (RWAs) to tokenize future income streams. 

Here's a breakdown of key details:

Purpose:

Huma Finance aims to bridge the gap between traditional finance and blockchain technology by offering instant liquidity and transparent transactions for income-backed loans.

It provides businesses and individuals with access to global capital based on projected income rather than traditional collateral. 

Token Utility:

HUMA: is the utility and governance token of the Huma Finance protocol.

It is used for protocol operations, governance participation, and enables features like programmable payments, real-time liquidity, and on-chain underwriting. 

Key Features:

Income-backed lending: Borrowers can secure credit based on their future income or receivables. 

Real-world asset tokenization: RWAs are tokenized to provide liquidity and enable on-chain transactions. 

Decentralized: The protocol operates on a decentralized infrastructure, facilitating faster and more efficient payment financing solutions. 

Global access: Connects borrowers with global investors, enabling cross-border financial operations.