HumaFinance is the first PayFi network that integrates payments and financing to offer on-chain credit backed by real income, such as salaries, remittances, or invoices. Unlike traditional loans based on cryptoassets, Huma allows access to liquidity without collateral, using the Time Value of Money (TVM) model. The protocol offers between 70% and 90% of the expected value of your future income, quickly and securely through smart contracts. This innovation opens new opportunities for millions of people. Don't miss out on the future of finance.

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