🔄 COMPLEMENTARY POST: VISA AND THE REAL USE OF BLOCKCHAINS

Following up on the previous post about Visa's integration with the Avalanche and Stellar blockchains, I thought it was important to share how exactly Visa is using crypto and why it matters. 🧩💡

.

💡 HOW IS VISA REALLY USING CRYPTO?

When we think of large companies adopting crypto, it’s common to imagine investment strategies or stores of value.

But what Visa is doing goes far beyond that: it is using stablecoins and public blockchains as operational tools to make international payments faster, cheaper, and more efficient.

.

📦 What is being done, in practice?

1️⃣ Settlement with stablecoins (USDC, PYUSD, EURC, USDG)

Visa uses stablecoins for transfers between corporate partners, without relying on traditional banks or the SWIFT system.

2️⃣ Use of public blockchains to accelerate payments. Networks currently used:

• ETH

• $SOL

• $XLM

• $AVAX

These blockchains process token transfers with speed, traceability, and low cost.

3️⃣ Programmable payments with smart contracts: Visa is testing automated payment features with rules, such as only releasing funds after the delivery of a service or product.

🏦 Practical example of use:

A company in Brazil needs to pay a supplier in Europe.

➡️ Instead of using traditional bank remittances, it can transfer USDC via Avalanche or Stellar, with almost instant settlement.

🧩 Is Visa using AVAX and XLM as currency?

⚠️ Not yet. What is in use is the infrastructure of the networks, not the tokens themselves as a means of payment.

💭 Visa is building.

Stablecoins + public blockchains = efficiency, liquidity, and automation.

And those who are positioned now could be far ahead when the market finally wakes up.

Those who understand the long-term game have already realized: these networks are being tested in the real world.

📊Poll

Do you believe in the replacement of SWIFT?