#Huma Finance🧩 What Is Huma Finance (HUMA)?

Huma Finance is the world’s first PayFi (Payment + Finance) protocol. It enables global payment institutions and businesses to settle transactions 24/7 with stablecoins like USDT or USDC, bridging DeFi with real-world asset financing via receivables-backed credit . It operates two main products:

Huma Institutional: A permissioned protocol for accredited institutions and businesses requiring KYC/KYB, offering structured financing backed by invoices or payments .

Huma 2.0 (permissionless): Launched April 2025, open to all retail users, offering liquidity provision through stablecoin pools and rewards via tokenized LP tokens (PST/mPST) and “Feathers” that can be staked for HUMA token rewards .

Tokenomics:

Total supply: 10 billion HUMA tokens; circulating at launch ~1.73 billion (~17.3%) .

Fee burn: 50% of protocol fees automatically buy back and burn HUMA, creating deflationary pressure .

Liquidity & Yield:

Huma 2.0 yields up to double-digit APY via stablecoin returns (~10–11%) and HUMA rewards, especially when using lock-ups (3- or 6-month) or choosing Maxi Mode to maximize Feathers rewards .

At launch, Huma had processed billions in PayFi volume ($2–4+ billion), supported by partnerships with Solana, Arf, Circle, Stellar Foundation, Galaxy Digital, and others .

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🚀 Huma Finance on Binance CreatorPad

Huma Finance launched its CreatorPad campaign on Binance Square in May 2025 with a $100,000 HUMA token reward pool . The campaign ran from July 9 to September 30, 2025 and invited verified Binance users to complete content and trading tasks to earn a share of the pool .

✅ How to Participate:

Create content on Binance Square (≥ 100 characters), use hashtags #HumaFinance and $HUMA, and tag @humafinance.

Follow the Huma Finance account on both Binance Square and X via the campaign landing page.

Trade at least $20 worth of HUMA (spot or futures) in a single transaction .

🧮 Scoring & Rewards:

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