@Huma Finance 🟣 🟣$HUMA is the developer of the first PayFi network, which combines payment and financial infrastructure to support real income and lending based on on-chain accounts receivable. Instead of traditional crypto-backed lending, #humaFinance allows users to take out loans against future income, such as salaries, invoices, or remittances.

By analyzing cash flow patterns, the protocol instantly and securely offers liquidity that corresponds to 70–90% of expected future income, using smart contracts.