@Huma Finance 🟣 While DeFi is still embroiled in debates over collateral ratios and liquidation risks, Huma Finance has already jumped out of the inherent framework of 'staking equals trust.' It replaces traditional collateral with on-chain credit profiles, allowing every compliant on-chain action to become an 'invisible asset'—whether it’s stable trading records or long-term community contributions, both could become a passport for obtaining unsecured loans.

This model not only liberates users' capital liquidity but also reshapes the trust logic of DeFi: financial services should not only be open to 'asset holders'; promising individuals and projects also deserve to be seen. With Huma's continuous expansion of credit dimensions, perhaps one day in the future, your on-chain footprints could directly be exchanged for startup funds to support your dreams. #HumaFinance